Careington International WHAT MEMBERS RECEIVE Dental Plan – Sponsored by University Health Plans, Inc.

No limits on use, no waiting, everyone is accepted 5% to 60% discount on most all dental procedures including routine oral exams and unlimited cleanings Cosmetic dentistry included such as bonding and veneers Orthodontia included for both adolescents and adults at a 5% discount All specialties included—Endodontics, Oral Surgery, Orthodontics, Pedodontics, Periodontics, and Prosthodontics—A 20% reduction on normal fees where available All dentists must meet highly selective credentialing standards based on education, background, license standing Members may visit any participating provider on the plan and may change at any time with no penalty Average annual savings of $1200 per family on dental work Over 67,000 participating network providers nationwide Complete customer support by qualified member services representatives via toll free help line Automated billing via electronic check draft or credit/debit cards Strength of over 8 million members and corporate existence since 1979 The PREFER-DC dental only plan is for Students. Rates monthly are Single @ $5.95, Couple @ $9.95, and Family @ $12.95. All memberships include a one time, non-refundable processing fee of $20. Ask about other ancillary health services available through expanded plans like MULTI-CARE, MULTI-CARE PLUS, and TOTAL-CARE.

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Disclosures: THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.* This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. *Medicare statement applies to MD residents when pharmacy discounts are part of program.

Cost Savings Comparison Using The Careington International Dental Plan

Description	Plan Cost	Regular Cost	Savings
Periodic Oral Evaluation	$24	$49.00	51%
Bitewings-Four Films	$31	$63.00	51%
Prophylaxis-Adult (light)	$48	$91.00	47%
Prophylaxis-Child	$34	$67.00	49%
Amalgam-Three Surface, Primary or Permanent	$99	$210.00	53%
Crown-Porcelain Fused to High Noble Metal	$600	$1,070.00	44%
Root Canal-Molar (Excluding Final Restoration)	$580	$1,000.00	42%
Periodontial Scaling and Root Planing	$124	$248.00	50%
Extraction-Erupted Tooth or Exposed Root	$81	$167.00	51%
Comprehensive Orthodontic Treatment of the Adolescent Dentition	20% Discount	$5,581.00	20%