Eastern Nazarene College
STUDENT HEALTH INSURANCE PROGRAM

2014-2015 Academic Year

June, 2014

Dear Students and Parents,

Eastern Nazarene College (ENC) is committed to promoting good health and meeting the medical needs of its students. A health insurance plan is critical in providing peace of mind knowing that students can receive the services they need in the event of a sickness or injury.

Massachusetts State Law mandates that all students who are full-time or at least three-quarters time carry adequate medical insurance to help cover the extra expenses of medical treatment if needed. The Eastern Nazarene College sponsored Insurance Plan provides coverage to students for a 12-month period-August 15, 2014, through August 14, 2015. All students enrolled in at least 9 credits are automatically enrolled in the ENC Student Health Insurance Plan and billed the health insurance annual premium. Please read the brochure provided on this site for specific information regarding coverage.

Although many families may have insurance, it's important to ensure that students are adequately covered in this area while attending school. While many of students' health and mental health issues can be met by ENC's Health Services and Counseling Services, there are times when outside providers or additional consultation is warranted. At such times, the Student Health Plan sponsored by the College provides coverage both locally and worldwide and allows students to have access to a nationwide preferred provider network, as well as a national network of member pharmacies.

The 2014/2015 annual student premium will be $2,338.00

Can I waive the college sponsored health insurance plan?

If you wish to waive out of the ENC sponsored health insurance plan, you are responsible to determine that your alternative insurance plan includes coverage that allows you to be seen in a doctor's office in the area, reasonably nearby the ENC campus. A health plan through a closed network of providers and accessible only for urgent care or emergency services is not acceptable coverage. If you would require medical or mental health care beyond what is available at ENC's Health and Counseling Services and your insurance provides coverage only in the event of an emergency or in the home geographic region, then you may need to take an otherwise unnecessary leave of absence from college to return home to get the treatment you need.

Once it is determined that a current insurance plan is adequate to cover in the Quincy area, a student may waive participation in the Plan and have this charge removed from their student account. All students must identify whether they will be keeping their own insurance and waiving the ENC sponsored plan OR accepting the ENC plan OR both each year. This needs to be done on your MyENC student portal at https://my.enc.edu/wStartUpLogin.jsp. You will not have to complete a separate insurance waiver. Your MyENC will have this requested information available for you to enter on or around June 30, 2014.

If you are waiving the College sponsored insurance plan, this information needs to be provided by Wednesday, September 10, 2014 as there are no refunds granted after this date. New students coming in the Spring, 2015 semester must submit their information by January 16, 2015. Students must verify decisions regarding enrollment or waiver from the college sponsored health insurance plan every year.

Please note, if you waive the College sponsored health insurance and lose your health insurance for any reason during the year, please contact me to make arrangements to join the ENC sponsored plan.

We encourage you to read the information provided and take the time to make an informed decision regarding your health coverage. If you have questions regarding the Student Health Insurance Plan, please contact University Health Plans Inc. at 1-800-437-6448, by email at info@univhealthplans.com or peruse this website.

Sincerely,

Janie Graves
Finance Office Assistant
Eastern Nazarene College