WASHINGTON COLLEGE
STUDENT ACCIDENT & SICKNESS INSURANCE PROGRAM
FOR THE 2010-2011 ACADEMIC YEAR

Dear Washington College Students and Parents:

All full-time students registered for a minimum of 12 credits at Washington College are automatically enrolled in the school-sponsored Accident and Sickness Plan Insurance Plan, and the cost of $900 will be included on the student’s tuition bill. If a student has comparable coverage, and does not wish to participate in the school-sponsored student Accident and Sickness Insurance Plan, they must provide proof of coverage by the following deadline dates:

You should complete an online Enrollment Form if you want to confirm your acceptance of the plan and expedite the processing of your insurance card.  Same deadline dates as listed above. 

Washington College has partnered with a new Accident and Sickness Insurance Plan carrier for the 2009-2010 Academic Year. This year, the school-sponsored plan will be managed by University Health Plans, Inc. in partnership with The Maksin Group. The new plan is underwritten by National Union Fire Insurance Company of Pittsburgh, PA.

The following health plan enhancements are being introduced for the 2010-2011 Plan Year:

• Increased Aggregate Plan Maximum to $75,000 per condition per policy year.
• Addition of a $250 Annual Wellness Benefit (refer to plan brochure for details)
• Addition of a $250 Annual Prescription Drug reimbursement plan (refer to plan brochure for details)

To assist you in making an informed decision regarding your health insurance needs, here are some general questions to ask your current health plan to ensure that it provides adequate coverage:

• Does your current health plan provide coverage while in the Chestertown, MD area? Many HMO plans provide coverage for Emergency Treatment only, while out-of-area of the local HMO.
• Will your current health plan provide coverage as long as you are registered at Washington College? Most employer plans drop dependents at a certain age or if a parent has a job change.
• Does your current health plan cover mental health services? Many employer-sponsored plans provide very limited coverage for mental health services.
• Does your current health plan provide coverage anywhere in the world, including medical evacuation and repatriation benefits? Many employer-sponsored plans will only provide coverage while in the United States, and most do not include any medical evacuation or repatriation benefits.
• Does your current health plan include a nationwide network of Preferred Providers, guaranteeing acceptance of your insurance plan, and reducing your out-of-pocket expenses? Many employer-sponsored plans are managed-care type plans, with a regionally based preferred provider network.

If you feel that your private health insurance will adequately meet your needs while at Washington College, you may waive the Accident and Sickness Insurance fee on-line.

1. Visit www.universityhealthplans.com
2. Click on “Washington College”
3. Select the Student Accident & Sickness Plan option
4. Click on the "WAIVE FORM" button to the left
5. Fill in all the required information – if any information is missing, your waiver will NOT be accepted.
6. Submit the Waiver Form. Within a few minutes after completing the waiver process, you will receive an email response indicating whether your form was accepted or not. Be sure to print the confirmation for your records, as this is the only documentation indicating that the form was submitted. If the form is not accepted, fill it out again and resubmit. If it still is not accepted, contact University Health Plans via email (click on icon at bottom of webpage), or at 1-800-437-6448 or (617) 472-5324.

FAILURE TO COMPLETE the on-line Waiver Form by the Fall Semester deadline of July 15, 2010 will result in your mandatory purchase of the College’s Student Insurance Plan for the 2010-2011 Academic Year without the possibility of later waiver, refund or cancellation.

Please note that you will be required to complete a new waiver for each academic year you are attending Washington College.

If you have any questions regarding this policy and its terms, please contact University Health Plans, Inc. at 1-800-437-6448.

We encourage you to read the information provided. If you have questions regarding the Washington College-sponsored Student Accident and Sickness Plan, please contact University Health Plans Inc. at 1.800.437.6448, by email at info@univhealthplans.com or visit their website at www.universityhealthplans.com.