University of Delaware

STUDENT ACCIDENT & SICKNESS INSURANCE PROGRAM
2009-2010 Academic Year

Dear Student,

The University of Delaware has reviewed and selected the insurance plan to be offered as the University of Delaware Student Accident and Sickness Plan. The enclosed Benefit Overview describes the insurance benefits offered through Nationwide Life Insurance Company. Two insurance options are provided and it is each student’s responsibility to understand the policy benefits, exclusions, limitations and claim submission procedures. A complete description of benefits is available at www.universityhealthplans.com. Questions about the insurance should be directed to University Health Plans at 1-800-437-6448 or email at info@universityhealthplans.com.

International Students

The Student Insurance Program is mandatory for University of Delaware International Students here on J or F visas. International students will automatically be charged for the Blue Plan. If desired, an international student can use the supplemental application on the Student Health website to upgrade to the Blue and Gold Plan and/or to add coverage for a spouse and/or children. International students who have equivalent insurance with claims processing in the United States may waive the insurance at the Foreign Student and Scholar Services Office in Room 234 Hullihen Hall before September 12, 2009.

United States Students

While enrolled at the University of Delaware, all matriculated full-time and part-time undergraduate and graduate U.S. students (and their dependents) are eligible to purchase this insurance program on a voluntary basis. For prompt, easy enrollment in the Student Accident and Sickness Insurance Plan, we encourage you to take advantage of our On-Line Enrollment Management Service which allows you to enroll and pay through our website, www.universityhealthplans.com. Simply follow the instructions detailed on the enclosed Instruction Sheet. You can also enroll by completing and mailing the enclosed application along with a check. U.S. students are not automatically enrolled nor are they required to enroll in this insurance program.

TO GET MORE INFORMATION

We encourage you read the complete description of benefits available to you through both the Student Health Services and the Nationwide Life Insurance Company Accident & Sickness Program available through University Health Plan’s website at www.universityhealtplans.com. A brief description of the insurance plan is included in this packet.

For more information about the Nationwide Life Insurance Company Student Accident & Sickness Insurance Program, please call University Health Plans at (800) 437-6448 or email at info@universityhealthplans.com. Should you have questions regarding medical services, please contact the University of Delaware Student Health Service staff members at the numbers listed in "A Guide to Student Health Services."

DENTAL

The University of Delaware is pleased to offer students and their dependents a dental insurance plan (Delta Dental PPO) effective September 1, 2009. You may enroll in this plan on a VOLUNTARY basis; it is not required insurance. The on-line enrollment form, plan benefit highlights, and a list of network dentists can be found at www.universityhealthplans.com.