Sarah Lawrence College

Cinema Sarah Lawrence

Special Term of Coverage 01/01/19 - 05/31/19

Waiver Deadline Date: December 31, 2018

November, 2018

Dear Students:

Sarah Lawrence College is committed to promoting good health and meeting the medical needs of its students. A health insurance plan is critical in providing peace of mind, knowing that students can receive the services they need in the event of a sickness or injury.

The College requires all "Cinema Sarah Lawrence" students to maintain adequate health insurance to help cover the extra expenses of medical treatment that may occur while particpating in this program.  This program is offered with a special period of coverage so that insurance benefits are available to cover you for the entirety of the program (01/01/19 – 05/31/19) at a cost of $1,264.00 (automatically assessed to your student bill).  The Plan includes a local and national network of Preferred Providers, and is designed to be an affordable option. I urge you to enroll in this Plan for several reasons.

Although many families have some form of health insurance, it's important to ensure that students are adequately covered. All too often situations arise where a student requires medical or mental health care, only to discover that their health insurance covers them only in the event of an emergency or in their home geographic region. This frequently results in students having to take an otherwise unnecessary leave of absence from college to return home in order to get the treatment they need. 

International Students: If you have comparable coverage from a domestic health insurance company with claims paid in the United States, you are eligible to waive the mandatory Student Health Insurance Plan, and have the health insurance charge removed from your student account. Non U.S. Based Insurance companies or coverage provided in countries with socialized medicine, including Canada is NOT considered comparable coverage, and you are required to enroll in the Sarah Lawrence College Student Health Insurance Plan.

To assist you in making an informed decision regarding your student’s health insurance needs, here are some general questions to ask your current health plan to ensure that it provides adequate coverage:

  • Does your current health plan provide coverage while in Nantucket and in Massachusetts? Many HMO plans provide coverage for Emergency Treatment only, while out-of-area of the local HMO.
  • Does your current health plan cover mental health services? Many employer-sponsored plans provide very limited coverage for mental health services.
  • Does your current health plan provide coverage anywhere in the world, including medical evacuation and repatriation benefits, while the student is away from campus for academics, research, work, or vacation? Many employer-sponsored plans will only provide coverage while in the United States, and most do not include any medical evacuation or repatriation benefits.
  • Does your current health plan include a nationwide network of Preferred Providers, guaranteeing acceptance of your health insurance plan, and reducing the student’s out-of-pocket expenses? Many employer-sponsored plans are managed-care type plans, with a regionally based preferred provider network.
  • Does your current health plan include Prescription Drug coverage, and a nationwide network of member pharmacies? Many employer sponsored plans do not provide prescription drug coverage, or only very limited benefits available at certain local pharmacies.

Students particpating in this program who determine that they have existing comparable coverage will need to complete and submit the online Waiver Form by December 31, 2018.  It is your responsibility to carefully compare your current health insurance plan with that offered by SLC to ensure that the coverage is truly comparable. By completing the online waiver form, you are attesting to the fact that you are familiar with both plans and will be responsible for providing for your student’s medical and/or mental health needs should your own health insurance prove insufficient. If you do not have comparable health insurance, or do not complete the online Waiver Form by December 31, 2018, you will be required to purchase the Student Health Insurance Plan, and will automatically be enrolled.

We encourage you to read the information provided and take the time to make an informed decision regarding your health coverage. If you have questions regarding the Student Health Insurance Plan, please contact University Health Plans, Inc. at 1-800-437-6448.

Yours truly,

Mary Hartnett R.N.
Director of Medical Services
Sarah Lawrence College Health & Wellness Center