Health Insurance Requirement and Eligibilty
Under the New Jersey law, NJCU must offer health insurance to its full-time students. NJCU meets the requirement by offering a Student Health Insurance Plan. NJCU requires all full-time undergraduates taking 12 or more credits and graduates taking 9 or more credits to carry health insurance. All full-time students are automatically charged and must take action by completing an online waiver form if they wish to waive the fee. Please note: Students enrolled in a fully online program are exempt from this requirement.
The Student Health Insurance Plan will continue to be insured by Aetna Student Health.
NJCU has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. If you have questions about the waiver or enrollment process, please contact University Health Plans at 833-251-1252 or firstname.lastname@example.org
Cost and Policy Periods
ANNUAL DEADLINE TO WAIVE OR ENROLL: October 14, 2021
SPRING 2022 DEADLINE TO WAIVE OR ENROLL: February 21, 2022
ANNUAL Waiver and Enrollment Process
The cost of the health insurance will be charged to the student account in the fall and spring. While the charges are broken up by semester, the waiver and enrollment period is once per academic year.
Students that are enrolled in the fall and change to part-time status or are no longer attending for the spring semester will not be charged for spring coverage and the plan will terminate on December 31, 2021.
Students who do not complete a waiver form by the deadline date will be automatically enrolled in the plan and responsible for the cost.
Waiver Form Instructions
To opt out of the Student Health Insurance Plan, the student must agree to maintain health insurance coverage throughout the entire year and do so by following the instructions below:
Please allow 2 business days from the date you successfully completed your insurance waiver for the credit to appear on your account.
Enrollment Form Instructions
Students that need to utilize the insurance before the final enrollment file being submitted should do so by following the instructions provided below:
Following Aetna requirements, NJCU reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.
Copies of your insurance card submitted to the Office of Student Accounts or any other NJCU office do not constitute a waiver and are not acceptable.
Alternative Insurance Options
If you would like to see if you qualify for other forms of health insurance like Medicaid or CHIP, please visit the healthcare.gov website.
Students who waive their insurance in the fall may not enroll in the spring semester. Students who waive are eligible to enroll if there is a Qualifying Life Event that causes them to lose other insurance. Please contact University Health Plans to enroll (within 31 days of the event).