NJCU is not offering a student health insurance plan for the 2022-2023 academic year. 


New Jersey City University

2021-2022 Academic Year

Health Insurance Requirement and Eligibilty

Under the New Jersey law, NJCU must offer health insurance to its full-time students. NJCU meets the requirement by offering a Student Health Insurance Plan. NJCU requires all full-time undergraduates taking 12 or more credits and graduates taking 9 or more credits to carry health insurance. All full-time students are automatically charged and must take action by completing an online waiver form if they wish to waive the fee. Please note: Students enrolled in a fully online program are exempt from this requirement.

Plan Highlights

The Student Health Insurance Plan will continue to be insured by Aetna Student Health

NJCU has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. If you have questions about the waiver or enrollment process, please contact University Health Plans at 833-251-1252 or info@univhealthplans.com

Cost and Policy Periods

Fall 8/1/21-12/31/21

Spring 1/1/22-7/31/22






The Spring 2022 deadline has been extended to February 28, 2022

ANNUAL Waiver and Enrollment Process

The cost of the health insurance will be charged to the student account in the fall and spring. While the charges are broken up by semester, the waiver and enrollment period is once per academic year

Students that are enrolled in the fall and change to part-time status or are no longer attending for the spring semester will not be charged for spring coverage and the plan will terminate on December 31, 2021.

Students who do not complete a waiver form by the deadline date will be automatically enrolled in the plan and responsible for the cost. 

Waiver Form Instructions

To opt out of the Student Health Insurance Plan, the student must agree to maintain health insurance coverage throughout the entire year and do so by following the instructions below:

  1. Select the “Waiver Form” in the left-hand side navigation menu
  2. Enter your student ID and date of birth and click continue
  3. Answer the pre-waiver form questions and click continue
  4. Enter insurance information and click apply

Please allow 2 business days from the date you successfully completed your insurance waiver for the credit to appear on your account.

Enrollment Form Instructions

Students that need to utilize the insurance before the final enrollment file being submitted should do so by following the instructions provided below:

  1. Select the “Enrollment Form” in the left-hand side navigation menu
  2. Enter your student ID and date of birth and click continue
  3. Enter your personal information, and click apply

Following Aetna requirements, NJCU reserves the right to make the final determination regarding eligibility for the initial and continued enrollment in this insurance plan.

Important Notes

Copies of your insurance card submitted to the Office of Student Accounts or any other NJCU office do not constitute a waiver and are not acceptable. 

Alternative Insurance Options

If you would like to see if you qualify for other forms of health insurance like Medicaid or CHIP, please visit the healthcare.gov website.

Qualifying Event

Students who waive their insurance in the fall may not enroll in the spring semester. Students who waive are eligible to enroll if there is a Qualifying Life Event that causes them to lose other insurance. Please contact University Health Plans to enroll (within 31 days of the event).