SCHOOL OF VISUAL ARTS

STUDENT HEALTH INSURANCE PLAN
2023-2024 POLICY YEAR
 

School of Visual Arts (SVA) is pleased to present you with information about our 2023-2024 Student Health Insurance Plan (SHIP), offered in partnership with Wellfleet Student.

The 2023-2024 plan will include the following benefit changes:

• The in-network and out-of network deductible will increase to $500 per policy year.
• The coinsurance will change from 90% in-network/70% out-of-network to 80% in-network/60% out-of-network.
• Acupuncture serivces will no longer be covered.

Comprehensive plan documents will be available once they are approved by the NY insurance department.

ELIGIBILITY

SVA requires all full-time or part-time students to have health insurance that is comparable to the SVA Student Health Plan. To comply, eligible students will be automatically enrolled in the Plan and billed by Student Accounts for the Health Plan Cost unless a waiver form confirming comparable coverage is submitted by the deadline below.

• Students enrolling in the fall will be enrolled for the annual coverage period and billed the insurance premium by Student Accounts. The annual premium will be billed in two semester installments (fall semester and spring semester) based on registration status. Full-time or part-time students enrolling in the fall who are not registered for spring semester classes will be enrolled and charged for the fall coverage period only. New students enrolled for spring semester will be enrolled and billed for the spring coverage period only.
   

Student Health Insurance Policy Period, Rates and Deadlines:

* An administrative cost is included.

WAIVER PROCESS

Students covered under a US health insurance plan that is filed and approved in the US and meets SVA’s waiver requirements may submit an online waiver no later than the applicable deadline above. Please note: the insurance fee cannot be removed by speaking with or calling SVA administrative staff. The online waiver form must be completed and can be found in the navigation menu on the left hand side of this page. 

International Students: Health insurance plans marketed solely to international students are often not filed and approved in the United States, have limited benefits, provider networks and/or coverage periods that do not comply with the SVA waiver requirements. GBG Insurance, HDL Global Specialty, ISO, PGH (United), PSI, Student Medicover, Bajaj Allianz and Tata AIG are examples of companies that do not meet the waiver requirements (these plans are not Affordable Care Act compliant, are not filed in the U.S. and are not eligible for a waiver.)
 

ENROLLMENT PROCESS

Eligible students who fail to complete the on-line waiver form by the deadline date listed above will be automatically enrolled in the Student Health Insurance Plan and will be billed accordingly. Waivers will not be accepted after the deadline. Enrolled students will receive an email from Wellfleet prior to the start of the policy period with instructions to access their member portal and online ID card.

If you have a life changing event (i.e. involuntary loss of coverage) and need to re-enroll in the insurance plan after submitting a waiver, please contact University Health Plans within 60 days of the qualifying event.

ABOUT THE INSURANCE PLAN

The 2023-2024 Summary of Benefits is pending NY state approval and will be available in the navigation menu on the left hand side of this page under “Benefit Information” in summer 2023. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.

Here are some highlights of the SVA-sponsored student health insurance:

• Access to CIGNA’s nationwide provider network (PPO)
• 80% coverage for in network providers (Cigna) / 60% coverage for out of network providers
• Prescription drug & mental health coverage
• Inpatient hospitalization coverage
• Travel assistance services
• Coverage for pediatric dental and vision services are limited to members under the age of 19.

Please contact University Health Plans at 1-833-251-1138 or info@univhealthplans.com with any questions regarding the SVA Student Health Insurance Plan.