Post University
STUDENT HEALTH INSURANCE PLAN

2024-2025 Academic Year

Insurance Cost & Coverage Periods

*Please note the policy year ends on 7/31/2025. The 2025 - 2026 policy year will be effective 08/01/2025 with no gap in coverage. 

Plan Highlights

The 2024-2025 Post University Student Health Insurance Plan (SHIP) is insured by Wellfleet. The SHIP complies with the Affordable Care Act (ACA ) and includes access to Cigna's National Network of PPO Providers. Students do not have to select a primary care physician, and referrals are not required. 

Post University has partnered with University Health Plans to administer the SHIP and help with any waiver, enrollment, or general benefit-related questions. University Health Plans can be reached at 833-250-8990 or info@univhealthplans.com. For specific benefit questions or claims, please contact Wellfleet at 877-657-5030.

Eligibility

All Full Time Domestic undergraduate and graduate students who are participating in a campus-based activity, athletic and/or club events are eligible for coverage under the policy. Once you meet eligibility for the first 31 days from the effective date of your enrollment in the SHIP, you are enrolled for the remainder of the coverage period if you do not submit a waiver form by the deadline.

International Student Process

All registered International students who are participating in a campus-based activity, athletic and/or club events are eligible for coverage under the policy, are automatically enrolled in the SHIP and do not need to take any action to enroll. International students are required to enroll in the SHIP and do not have access to the waiver form.

Waiver Process

Domestic students covered by an Affordable Care Act (ACA) compliant health insurance plan that provides coverage in the geographical area surrounding the Post University campus can opt-out of the SHIP by completing the waiver form. Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. If you are enrolled in an out-of-state Medicaid, HMO, or EPO plan, your coverage may be limited in the geographical area surrounding Post University. Urgent or emergency-only coverage near the campus does not meet the waiver requirements. Contact your insurance company's member service department to verify your plan provides non-emergency benefits near the campus. If you do not submit a waiver form by the deadline above, you will be enrolled in the SHIP and responsible for the cost of the insurance plan. 

Enrollment Process

Domestic students intending to purchase the SHIP should complete the enrollment form to initiate enrollment in the SHIP. Please allow 7 days after you submit an enrollment form for your enrollment to be activated in the insurance company's database. Student information is not sent to the insurance company until after the deadline unless the enrollment form is submitted.  Domestic students who do not submit an enrollment form by the deadline will be enrolled in the SHIP retroactively to the policy effective date and responsible for the insurance premium.

Qualifying Event Enrollment

Students who waive the SHIP may not voluntarily enroll until the next policy year. However, students may qualify for special enrollment rights if they incur an involuntary loss of other coverage. To request an enrollment form and premium quote, contact University Health Plans at 833-250-8990 or info@univhealthplans.com. You must submit all qualifying event enrollment paperwork and documentation within 30 days of the qualifying event.