Eastern Nazarene College
STUDENT HEALTH INSURANCE PROGRAM

Traditional Undergraduate Student
2017-2018 Academic Year

SPRING TERM 2018

The Spring Term Waiver Deadline has now passed.

November, 2017

Dear Student,

Eastern Nazarene College (ENC) is committed to promoting good health and meeting the medical needs of its students. A comprehensive health insurance plan is critical in providing peace of mind knowing that students can receive the services they need in the event of a sickness or injury.

In order to facilitate compliance with Massachusetts state law and to ensure that students have access to comprehensive health care, all students who are registered for at least ¾ time in semester length courses are required to participate in the ENC provided Student Health Insurance Program unless they submit a waiver that demonstrates that they are covered by a United States based or Embassy Sponsored insurance plan with coverage equal to or better than the Student Health Insurance Program.

The Eastern Nazarene College sponsored Student Health Insurance Plan provides coverage to students for a 12-month period-August 15, 2017, through August 14, 2018. The plan provides coverage both locally and worldwide and allows students to have access to a nationwide preferred provider network, as well as a national network of member pharmacies. Please read the brochure provided on this site for specific information regarding coverage. The Spring Term premium will be $2,036 (coverage from 01/08/18 - 08/14/18). You will be automatically enrolled in the Student Health Insurance Program unless you submit a waiver to show that you have proof of adequate coverage through another policy.  You must identify whether you will be enrolling in the Student Health Insurance plan OR be keeping your own health insurance and waiving the student plan each year. If you would like to keep both your own insurance and also accept the student plan, you must fill out the enrollment form online and do not submit a waiver.

Although your insurance plan may provide good benefits when you are in your home state, it's important to ensure it will adequately cover you in this area while attending school. If you wish to waive out of the Student  Health Insurance Plan, you are responsible to determine that your insurance plan includes coverage that allows you to be seen in a doctor's office in the area, reasonably nearby the ENC campus and is equal to or better than the Student Health Insurance Plan. An insurance plan whose coverage in the Quincy area is limited to treatment at an Urgent Care or an Emergency Room is not acceptable coverage. If you live in a state outside of Massachusetts, it is highly recommended that you call member services for your insurance provider and ask about your coverage in this area before you waive the insurance. 

All students seeking to waive the Student Health insurance must submit a waiver. If a wavier is denied at any time, you will automatically be enrolled in and billed for the Student Health Insurance Program.

If you are a domestic student and wish to opt out of this plan and have the insurance charge removed from your account, you must submit an online waiver form and provide proof of current insurance that is of comparable coverage prior to the waiver deadline.

If you are an International student or other non-U.S. resident and you are covered by an Embassy Sponsored Program, or a U.S. based health insurance plan with equal or better coverage, you may complete and submit the paper waiver form for international  students accessible via the left navigation window. If you are NOT covered by an Embassy Sponsored Program or comparable U.S. based health insurance plan, you are NOT allowed to waive the health insurance.

WAIVER AND ENROLLMENT PROCESS:

  • Click on "Waiver Form" or “Enrollment Form”.
  • For international students, follow the instructions to submit online enrollment information or download and fill out the paper waiver form and follow the instructions to send to University Health Plans.  University Health Plans will review your insurance information and will notify you and the Student Financial Services office of your waiver approval or denial.
  • For domestic students, fill in all the required information online– if any of the required information is missing, it will NOT be accepted.  Then submit the form.  Within a few minutes after completing the online waiver or enrollment process, you will receive an email response indicating whether your form was submitted successfully or not. Be sure to print the confirmation for your records, as this is the only documentation indicating that the form was submitted. If the form is not submitted successfully, fill it out again and resubmit. If it still is not submitted successfully, contact University Health Plans via email at info@univhealthplans.com, at 1-800-437-6448 or (617) 472-5324. 

FAILURE TO COMPLETE the Waiver Form or Enrollment Form by January 30, 2018, will result in your mandatory purchase of the College’s Student Health Insurance Plan without the possibility of later waiver, refund or cancellation. 

Please note, if you waive the College sponsored health insurance and lose your private health insurance due to a Qualifying Event (aging off a parent’s plan, job loss or job change), during the year, please contact Delinda Hall in Student Financial Services at 617-745-3869 to make arrangements to join the ENC sponsored plan. Application for coverage under the ENC Student Health Insurance Plan must be made within 60 days of the date your private insurance terminated.

We encourage you to read the information provided and take the time to make an informed decision regarding your health insurance coverage. If you have questions regarding the Student Health Insurance Plan, please contact University Health Plans Inc. at 1-800-437-6448, by email at info@univhealthplans.com or peruse this website.

Sincerely,

Janie Graves
Finance Office Assistant
Eastern Nazarene College