Eastern Nazarene College (ENC) is committed to promoting good health and meeting the medical needs of its students. A comprehensive health insurance plan is critical in providing peace of mind knowing that students can receive the services they need in the event of a sickness or injury.
In order to facilitate compliance with Massachusetts state law and to ensure that students have access to comprehensive health care, all students who are registered for at least ¾ time in semester length courses are required to participate in the ENC provided Student Health Insurance Program unless they submit a waiver that demonstrates that they are covered by a United States based or Embassy Sponsored insurance plan with coverage equal to or better than the Student Health Insurance Program. International insurance plans, travel insurance plans, and plans not fully compliant with the Affordable Care Act are not deemed comparable.
The Eastern Nazarene College sponsored Student Health Insurance Plan provides coverage to students for a 12-month period-August 15, 2018, through August 14, 2019. The plan provides coverage both locally and worldwide and allows students to have access to a nationwide preferred provider network, as well as a national network of member pharmacies. Please read the brochure provided on this site for specific information regarding coverage. The Spring Term premium will be $1,977 (coverage from 01/08/19 - 08/14/19). You will be automatically enrolled in the Student Health Insurance Program unless you submit a waiver to show that you have proof of adequate coverage through another policy. You must identify whether you will be enrolling in the Student Health Insurance plan OR be keeping your own health insurance and waiving the student plan each year. If you would like to keep both your own insurance and also accept the student plan, you must fill out the enrollment form online and do not submit a waiver.
Although your insurance plan may provide good benefits when you are in your home state or country, it's important to ensure it will adequately cover you in this area while attending school. If you wish to waive out of the Student Health Insurance Plan, you are responsible to determine that your insurance plan includes coverage that allows you to be seen in a doctor's office in the area, reasonably nearby the ENC campus and is equal to or better than the Student Health Insurance Plan. An insurance plan whose coverage in the Quincy area is limited to treatment at an Urgent Care or an Emergency Room is not acceptable coverage. If you live in a state outside of Massachusetts, it is highly recommended that you call member services for your insurance provider and ask about your coverage in this area before you waive the insurance.
All students seeking to waive the Student Health Insurance must submit a waiver. A waiver may be reviewed by Eastern Nazarene College to verify coverage. During the review, if your insurance company indicates that your coverage is not equal to or better than the ENC sponsored Student Health Insurance Plan, your waiver will be denied. This assessment may include but is not limited to mental health care coverage, compliance with the Affordable Care Act, and whether you can be seen by a doctor reasonably accessible in the Quincy area. If a waiver is denied at any time, you will automatically be enrolled in and billed for the Student Health Insurance Plan.
If you are a domestic student and wish to opt out of this plan and have the insurance charge removed from your account, you must submit an online waiver form and provide proof of current insurance that is of comparable coverage prior to the waiver deadline.
If you are an International student or other non-U.S. resident and you are covered by an Embassy Sponsored Program, or a U.S. based health insurance plan with equal or better coverage, you may complete and submit the paper waiver form for international students accessible via the left navigation window. If you are NOT covered by an Embassy Sponsored Program or comparable U.S. based health insurance plan, you are NOT allowed to waive the health insurance. International insurance plans and travel insurance plans such as ISO, Tokio Marine, and International Medical Group are not deemed comparable.
WAIVER AND ENROLLMENT PROCESS:
FAILURE TO COMPLETE the Waiver Form or Enrollment Form by January 30, 2019, will result in your mandatory purchase of the College’s Student Health Insurance Plan without the possibility of later waiver, refund or cancellation.
Please note, if you waive the College sponsored health insurance and lose your private health insurance due to a Qualifying Event (aging off a parent’s plan, job loss or job change), during the year, please contact Student Financial Services at 617-745-3869 to make arrangements to join the ENC sponsored plan. Application for coverage under the ENC Student Health Insurance Plan must be made within 60 days of the date your private insurance terminated.
We encourage you to read the information provided and take the time to make an informed decision regarding your health insurance coverage. If you have questions regarding the Student Health Insurance Plan, please contact University Health Plans Inc. at 1-800-437-6448, by email at firstname.lastname@example.org or peruse this website.
Finance Office Assistant
Eastern Nazarene College