AMERICAN COLLEGIATE, LOS ANGELES (ACLA)
STUDENT HEALTH INSURANCE PLAN
2026-2027
Health Insurance Carrier Change – Important Notice:
Effective with the 2026–2027 academic year, the student health insurance plan carrier will change from Wellfleet Insurance Company to UnitedHealthcare StudentResources (UHCSR). All students enrolling in coverage for the 2026–2027 plan year will be insured through UnitedHealthcare.
Coverage for Students Enrolled During 2025–2026
Students who enrolled during the 2025–2026 academic year and selected a coverage period listed below may remain insured by Wellfleet through the end of their original coverage period:
- Summer Only 2026 enrollees: Coverage remains with Wellfleet through September 15, 2026
- Winter Annual 2026 enrollees: Coverage remains with Wellfleet through December 26, 2026
- Spring Annual 2026 enrollees: Coverage remains with Wellfleet through March 19, 2027
- Summer Annual 2026 enrollees: Coverage remains with Wellfleet through June 11, 2027
These students will not transition to UnitedHealthcare until their Wellfleet coverage expires.
Questions or Concerns About Your Insurance?
- Students whose coverage begins Fall 2026 or later should contact UnitedHealthcare StudentResources for assistance. UHCSR can be contacted at 888-799-7716.
- Students who are still within their Wellfleet coverage period should contact Wellfleet directly for any questions regarding benefits, claims, ID cards, or provider access. Wellfleet can be contacted at 877-657-5030.
Students are encouraged to confirm their coverage dates and insurance carrier before seeking medical care to ensure they are contacting the correct provider.
Plan Highlights
The 2026-2027 ACLA Student Health Insurance Plan (SHIP) is provided by UnitedHealthcare StudentResources. The plan is ACA-compliant and includes access to United's national network of providers. Students do not have to select a primary care physician, and referrals are not required.
The ACLA Student Health Insurance Plan (SHIP) offers comprehensive coverage at an affordable cost. We encourage students to review the plan by selecting "Benefit Information” from the navigation menu on this page.
Keep in mind, health insurance in the United States is different from that in other countries. Please review the guide, Understanding US Health Insurance, in the navigation to review common insurance terms and definitions, and help you to understand how US health insurance works.
Address Update
Students are enrolled with the ACLA address. To receive communications from United, please select Address Update from the navigation menu to provide your local mailing address.
Eligibility
All new ACLA students are required to enroll in the ACLA SHIP. Therefore, students are automatically enrolled, and no action is necessary.
Cost and Coverage Periods
| Coverage Period | Coverage Dates | Cost |
|---|---|---|
| 2026-2027 Annual | 9/5/26 - 9/4/27 | $2,495 |
Dental Plan
A dental plan is included in the United policy. The complete description of benefits can be found in the Brochure located in the Benefit Information tab in the navigation menu. Enrollment in this plan is mandatory; Students will be automatically enrolled, and no action is necessary.
Vision Plan
Vision coverage is provided by VSP Vision Care. The complete description of benefits and participating provider search can be found by clicking Vision Insurance in the navigation menu on the left-hand side of this page. Enrollment in this plan is mandatory; Students will be automatically enrolled, and no action is necessary. No ID cards or claim forms are needed when you see a VSP Network Doctor. Tell the doctor you are a VSP member when making the appointment.
Questions?
American Collegiate, Los Angeles (ACLA) has partnered with University Health Plans to administer the plan and help with enrollment and/or benefit-related questions. University Health Plans can be reached at 800-437-6448 or info@univhealthplans.com. For specific benefit-related questions or questions about claims, United can be reached at 888-799-7716. When calling or emailing, please be sure to advise that you are an ACLA student.
If you have questions about your enrollment, eligibility, coverage periods, cost, or payment, please contact the ACLA Student Services team or Insurance_Support@shorelight.com.
