American Collegiate, Los Angeles is pleased to offer a student health insurance plan for its students. The American Collegiate Student Health Insurance Plan is provided by Commercial Travelers, a wholly owned subsidiary of National Guardian Life Insurance Company. The American Collegiate Student Health Insurance Plan provides substantial benefits for covered medical expenses at a reasonable cost.

We encourage you to review the American Collegiate Student Health Insurance Plan coverage by by selecting the appropriate document on the "Benefit Information” link on the left navigation menu. This link will provide you with important information about the benefits offered in American Collegiate Student Health Insurance Plan. Below are some of the highlights of the insurance plan:

  • Access to Cigna's nationwide provider network
  • Unlimited maximum benefit per plan year
  • Prescription drug coverage
  • Inpatient hospitalization coverage
  • Mental health coverage

To find additional benefit information, search for in-network providers, view your claim status and to view your online insurance ID card, please refer to the additional links to the left of this page.

You will be automatically enrolled in the American Collegiate student health insurance plan and no action is necessary.

The Fall Annual insurance cost is $2,000. Coverage is effective 9/9/19 - 9/8/20.  
The Winter Annual insurance cost is $2,000. Coverage is effective 12/26/19-12/25/20.
The Spring Annual insurance cost is $2,000. Coverage is effective 3/16/20-3/15/21. 
The Summer Annual insurance cost is $2,000. Coverage is effective 6/8/20 - 6/7/21.   

In order to continue to receive future communication from Commercial Travelers, Future Health, and/or University Health Plans, please go to the “Address Update” link on the left navigation menu and provide the following information:

  • Local school address
  • School e-mail address

Should you need to file a claim for reimbursement, please complete the claim form located in the left navigation menu of this page. Completed claim forms and a statement/receipt of payment should be mailed or faxed to:

Commercial Travelers
College Claims Division
70 Genesee Street
Utica, NY 13502

If you have any questions, please contact University Health Plans at (800) 437-6448 or at  Please be sure to advise you are an American Collegiate student when calling.