UMass Chan Medical School
RETURNING STUDENTS
STUDENT HEALTH INSURANCE PLAN
2023-2024 Academic Year
Dear Students:
UMass Chan Medical School is committed to promoting good health and meeting the health care needs of our students. A health insurance plan is critical in providing peace of mind, knowing that students can receive the services they need in the event of a sickness or injury.
Massachusetts Law mandates that every student who is enrolled in a certificate, diploma, or degree-granting program carry adequate medical insurance to help cover the extra expenses of medical treatments. The UMass Chan Medical School Student Health Insurance Plan provides coverage to students for a 12 month period, September 1, 2023 to August 31, 2024. The start date may be earlier for the first year students. We urge you to consider enrolling in this plan because it includes a local and national network of Preferred Providers and is designed to be an affordable option.
ALL UMASS CHAN MEDICAL SCHOOL STUDENTS ARE REQUIRED TO EITHER ENROLL OR WAIVE THE STUDENT HEALTH INSURANCE PLAN. FAILURE TO WAIVE OR ENROLL WILL RESULT IN YOUR BEING RESPONSIBLE FOR THE INSURANCE PREMIUM.
All Students are required to complete the
Online Enrollment/Waiver Form
The ONLINE ENROLLMENT/WAIVER is the only
accepted process for making your insurance selection.
Student Health Plan
- Waiver Form
- Enrollment Form
- Dependent Enrollment Form
- Provider Search
- Worldwide Providers &
Travel Assistance - Insurance ID Card
Optional Plans
Additional Information
- Student Health Services
- Health Connector Participant Info
- Insurance Info for Graduating Students and Dependents
Qualifying Event Enrollment Form
Students who waived the Student Health Insurance Plan (SHIP) and recently lost their other coverage should contact the UMass Chan Medical School Bursar's Office at 508-856-6641 or 508-856-5249 to request a qualifying event enrollment. The deadline to complete the enrollment form is 60 days from the qualifying life event.
Students will be asked to provide supporting documentation and the prorated premium will be added to the tuition statement. The first day of coverage in the SHIP will be the first day without coverage under the prior plan or entry into the US.
The following changes have been made to the 2023-2024 policy to keep the premium and Student Health Insurance Plan (SHIP) a viable option for students.
- Out of Pocket Maximum will increase to $9,100 for combined medical and prescription expenses.
- The prescription drug copayments will change to a 5-Tier Plan:
- Tier 1: $15 copay (generic)
- Tier 2: $30 copay (preferred brand)
- Tier 3: $50 copay (non-preferred brand)
- Tier 4: 30% coinsurance (preferred specialty)
- Tier 5: 30% coinsurance (non-preferred specialty)
To look-up your prescription medication in the 5-Tier Plan, choose Prescription Info → Medication Look Up in the navigation menu on the left.
We encourage students anticipating high out-of-pocket costs to compare other insurance options to the SHIP. The Massachusetts Health Connector offers information about their online insurance marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low or no cost insurance program for qualifying uninsured adults).