Gordon-Conwell Theological Seminary
STUDENT HEALTH PLAN
2026-2027 Academic Year
Fall Term 2026
Dear GCTS Student,
Students taking 6+ credits at Hamilton or Boston must enroll in or waive the Student Health Plan each academic year. The plan is a Blue Cross Blue Shield Blue Care Elect Preferred (PPO).
Waiver Requirements
You may waive the plan only if you have U.S.–based or Embassy-sponsored insurance that is ACA‑compliant and equal to or better than the GCTS plan. Not accepted: international plans, travel insurance (ISO, Tokio Marine, IMG, GBG), or non‑ACA‑compliant plans.
Before waiving, confirm your current insurance:
- Covers non‑emergency care (doctor visits, labs, prescriptions) in Hamilton or Boston, MA
- Has local in‑network providers
- Does not require high upfront costs or reimbursement-only care
- Covers you Sept 1, 2026 – Aug 31, 2027
Allow 5–7 business days for waiver credits to appear on your bill.
Insurance Coverage Periods, Costs, and Deadlines
| Annual Students | New Spring Students | |
|---|---|---|
| Coverage Dates | 9/1/26 - 8/31/27 | 1/1/27 - 8/31/27 |
| Insurance Costs | $9,977 (billed $3,329 in Fall and $6,648 in Spring) | $6,653 |
| Waiver/Enrollment Deadlines | September 18, 2026 | January 31, 2027 |
Submitting Your Decision
To Waive: Complete the online waiver form and have your insurance card ready (company name, ID number, address, phone, subscriber info, etc.).
To Enroll: Submit the online enrollment form.
____________________________________________________________________________________
Questions?
Contact University Health Plans at 833‑251‑1719 or info@univhealthplans.com.
