Student Health Insurance Plan
2019-2020 Academic Year


All registered undergraduate day students, both domestic and international; all students enrolled in the Physician Assistant Program, on-campus Occupational Therapy Program, Addiction Counseling or Clinical Mental Health Counseling master's degree programs as well as international graduate/doctoral students attending Johnson & Wales University and taking credit hours (excluding full-time Johnson & Wales employees) are eligible and enrolled in the plan on a hard-waiver basis. Only students who meet these criteria and are required to have health insurance coverage while attending JWU are eligible for the Johnson & Wales University Student Health Insurance Plan (SHIP).

The Student Health Insurance Plan is serviced by University Health Plans (UHP) and underwritten by United HealthCare. The annual SHIP premium for the 2019-2020 Policy Year (8/1/19-7/31/20) is  $1,848 ($616 per term or $924 per semester). Students who have other health insurance coverage may opt out of the SHIP by following the Waiver Instructions below. Please review both the brochure and the FAQs before deciding whether to waive the SHIP. 

Enrollment & Waiver Process

All eligible students who do not submit an online waiver form by the posted deadline will be automatically enrolled in and charged for the JWU Student Health Insurance Plan. Eligible students who wish to be enrolled in the SHIP do not need to take any action.

All students who are required to have health insurance are initially charged for the SHIP. Eligible students who have other health insurance coverage (i.e. under a parent’s or employer’s plan) and do not want to be enrolled in the SHIP must submit an online waiver documenting their other coverage prior to the posted deadline for their first term or semester of enrollment each academic year. Once a waiver form is successfully submitted, the insurance charge is removed from the student’s account within approximately seven business days.

The waiver deadline depends on when you first start taking classes/meet the eligibility requirement during the 2019-2020 academic year. The waiver deadlines are as follows:

Students who miss their waiver deadline will be enrolled in the SHIP and responsible for paying the insurance premium for that term or semester and any subsequent terms or semester in which they maintain eligibility. For example, students who are eligible for the SHIP in the Fall but do not submit a waiver by the Fall deadline cannot submit a waiver later in the academic year. They will be enrolled in the SHIP and responsible for paying the insurance premium for all terms or semesters in which they maintain eligibility during that academic year. 

July 12, 2019 November 1, 2019 February 7, 2020
July 12, 2019 December 6, 2020



  1. Click on the “Waiver Form” link on the left of this page.
  2. Carefully follow all instructions included on the waiver form and click “Apply” to submit your waiver form.

Please contact UHP at 1-800-437-6448 with any questions regarding the waiver process.