Student Health Insurance Plan
2020-2021 Academic Year


The 2019-2020 summer waiver deadline has been extended to June 12, 2020.

All registered undergraduate day students, both domestic and international; all students enrolled in the Physician Assistant Program, on-campus Occupational Therapy Program, Addiction Counseling or Clinical Mental Health Counseling master's degree programs as well as international graduate/doctoral students attending Johnson & Wales University and taking credit hours (excluding full-time Johnson & Wales employees) are eligible and enrolled in the plan on a hard-waiver basis. Only students who meet these criteria and are required to have health insurance coverage while attending JWU are eligible for the Johnson & Wales University Student Health Insurance Plan (SHIP).

The Student Health Insurance Plan is serviced by University Health Plans (UHP) and underwritten by United HealthCare. The annual SHIP premium for the 2020-2021 Policy Year (8/1/20-7/31/21) is  $1,998 ($999 per semester). Students who have other health insurance coverage may opt out of the SHIP by following the Waiver Instructions below. Please review both the brochure and the FAQs before deciding whether to waive the SHIP. 

Enrollment & Waiver Process

All eligible students who do not submit an online waiver form by the posted deadline will be automatically enrolled in and charged for the JWU Student Health Insurance Plan. Eligible students who wish to be enrolled in the SHIP do not need to take any action.

All students who are required to have health insurance are initially charged for the SHIP. Eligible students who have other health insurance coverage (i.e. under a parent’s or employer’s plan) and do not want to be enrolled in the SHIP must submit an online waiver documenting their other coverage prior to the posted deadline for their first semester of enrollment each academic year. Once a waiver form is successfully submitted, the insurance charge is removed from the student’s account within approximately seven business days.

Students who miss their waiver deadline will be enrolled in the SHIP and responsible for paying the insurance premium for fall semester and spring semester should they maintain eligibility. For example, students who are eligible for the SHIP in the Fall but do not submit a waiver by the annual deadline cannot submit a waiver later in the academic year. They will be enrolled in the SHIP and responsible for paying the insurance premium for both fall and sping should they maintain eligibility during that academic year. 

July 24, 2020 December 4, 2020 TBD



  1. Click on the “Waiver Form” link on the left of this page.
  2. Carefully follow all instructions included on the waiver form and click “Apply” to submit your waiver form.

Please contact UHP at 1-800-437-6448 with any questions regarding the waiver process.