Salve Regina University
STUDENT ACCIDENT & SICKNESS INSURANCE PLAN

2016-2017 Academic Year

Dear Student/Parent(s):

As you prepare for the 2016-17 academic year, we urge you to consider your health insurance coverage a top priority. It is important that students have access to comprehensive medical care while enrolled at Salve Regina University. Therefore, all students are automatically enrolled in the University’s Student Accident & Sickness Insurance Plan for coverage effective August 15, 2016 - August 15, 2017. Each student’s account will be charged the $2,162 annual insurance premium.  Should you wish to waive the insurance and fee follow the instructions below. The Student Accident & Sickness Insurance Plan is serviced by University Health Plans and underwritten by the Companion Life Insurance Company. Claims are paid by Consolidated Health Plans. 

Before Waiving SHIP

Please be advised that by waiving Salve’s Student Accident & Sickness Insurance Plan you are accepting responsibility for the first $1,500 of expenses for an intercollegiate sports injury.

If you are considering waiving Salve’s Student Accident & Sickness Insurance Plan, please note that some insurance plans are restrictive and may leave students essentially uninsured while away at school. This could result in you incurring substantial out-of-pocket costs for medical care. In evaluating your plan, you must verify the following.

  • My plan provides adequate coverage that is accessible in the Newport area for:
    • Lab tests and x-rays
    • Prescription drugs
    • Hospitalization (including room & board, physicians’ fees and surgical expenses)
    • Outpatient hospital services
    • Mental health care
    • Emergency room care
    • Intercollegiate sports injuries (for those participating)
  • My plan provides coverage to students over the age of 19
  • My plan will cover me through August 15, 2017
  • My plan does not have a high deductible that needs to be met before I am allowed to access coverage.

Waiver Process: For students, participation in the Salve Regina University Accident & Sickness Insurance Plan is mandatory unless you are enrolled in another comparable health insurance plan. If you choose to waive, you will need to provide proof of comparable coverage by logging onto www.universityhealthplans.com and submitting the on-line waiver form by August 1, 2016. A credit in the amount of the Health Insurance Fee will be posted to your student account when we receive the Waiver Form.

Online Information: Please go to www.universityhealthplans.com to learn more about the Salve Regina Student Accident & Sickness Insurance Plan, to download a brochure or Frequently Asked Questions, to locate preferred providers or pharmacies, or to waive coverage.

Please take the time to make an informed decision regarding your health insurance needs while enrolled at Salve Regina University.

Sincerely,

William Hall
Vice President for Administration/CFO