Ithaca College
STUDENT HEALTH INSURANCE PLAN

2022-2023 Academic Year

 

Access to the Waiver and Enrollment forms for the 2022 - 2023 Academic Year is available in the menu on the left hand side of this page. 

 

Dear Students and Parents:

Ithaca College requires all matriculated undergraduate and graduate students to have health insurance. We are pleased to announce that for the 2022/23 academic year, Ithaca College has partnered with MVP Health Care to provide a plan with comprehensive coverage for Ithaca College students.  Please review the Benefit Information in the left-hand side navigation menu.  The plan is administrated by University Health Plans. The charge for one full year of coverage from August 10, 2022 through August 9, 2023 is $2,713.00 (includes $66.40 broker fee). The charge for Spring Term coverage from January 1, 2023 through August 9, 2023 is $1,583.00 (includes broker fee of $39.15). 

PLEASE NOTE: You must be a matriculated student at Ithaca College to be eligible to enroll in the insurance plan.

In order to ensure that all students have health insurance coverage, all student accounts will initially be charged for the plan.   If you are a domestic student and wish to opt out of this plan and have the insurance charge removed from your account, you must submit an online waiver form and provide proof of current health insurance coverage prior to the waiver deadline.   Please allow 10-15 business days from the date of your waiver submission for the credit to be reflected on your student bill. The Waiver Form is in the left-hand side navigation menu.

THE HEALTH INSURANCE FEE WILL BE NON-REFUNDABLE IF NOT WAIVED BEFORE THE DEADLINE DATE.

Cost and Coverage Periods

	Annual Students	New Spring Students
Coverage Dates	8/10/22 - 8/9/23	1/1/23 - 8/9/23
Insurance Cost	$2,713	$1,583
Waiver Deadline	September 15, 2022	January 15, 2023

Enrollment Process

Domestic Student Enrollment: Students who would like to enroll in Ithaca College’s plan can complete the enrollment form located in the left-hand side navigation menu. Although students are automatically charged for the Ithaca College plan, students will not be automatically enrolled by the College until after the deadline date. Domestic students should enroll as soon as possible to avoid interruptions in their health insurance benefits.

International Student Enrollment: All international students in the United States will be automatically enrolled in Ithaca College’s plan and do not need to take any action.  Please note that the Ithaca College plan meets J1/J2 visa requirements. 

Waiver Process

Domestic Student Waiver: If you are covered by a comprehensive health insurance plan you can opt-out of the Ithaca College Student Health Plan by completing the waiver form, located in the left-hand side navigation menu. Before waiving, we encourage you to compare the costs, coverage, and benefits of the plan to those of your existing plan before making any decision about your health insurance.

Consider the following:

• Students with out of state HMO/EPO or Medicaid plans often incur higher charges when obtaining care outside of the plan’s local service area or network and access to local services in Ithaca may be limited or denied.  
• Some insurance plans, including out-of-state Medicaid Plans, only cover urgent or emergent care when care is obtained out of network or outside of the plan’s local service area.
• Some plans do not cover outpatient referrals or may only cover them after a high deductible or co-payment; this plan can help cover those expenses.
• This plan includes coverage for preventive and well care services, has a low deductible, and a prescription plan.

 

International Student Waiver: All INTERNATIONAL students and other NON-U.S. RESIDENTS at Ithaca College are required to be insured with an ACA compliant, filed, and approved policy in the U.S. All INTERNATIONAL students and other NON-U.S. RESIDENTS at Ithaca College will be automatically enrolled in the Student Health Insurance Plan and do not need to take any action. 

You may request a waiver through University Health Plans if you believe that the coverage offered by your health plan is comparable to Ithaca College’s plan. In assessing comparability, University Health Plans will review the covered benefits/services, protections for pre-existing exclusions, provider networks, deductibles, copayments, and other out-of-pocket maximum limits in comparison to the Ithaca College plan. You can review all the Ithaca College plan information in the tab on “Benefit Information” so that you can make an initial comparison with your health plan coverage. The Ithaca College plan is ACA-compliant, filed, and approved in the U.S. In general, only Embassy-Sponsored and U.S. Employer Sponsored health insurance plans are comparable to Ithaca College’s plan.

Please note that health insurance plans marketed solely to international students often have limited covered benefits/services, include restrictions on preexisting conditions or provider networks, coverage periods that do not comply with the insurance requirements, and/or are not filed and approved in the U.S. Currently, GBG Insurance, HDL Global Specialty, ISO, PGH (United), PSI, Student Medicover, and Tata AIG are examples of companies that do not meet the waiver requirements for providing comparable coverage.

Please contact University Health Plans at or info@univhealthplans.com if you believe that you are covered by a U.S. health insurance plan that is comparable to the Ithaca College plan to request the International Student Waiver Form. University Health Plans will complete the assessment of your health plan to determine whether a waiver can be approved.  

Contact Information

Please call University Health Plans at 1-833-250-8996 if you have questions regarding the student health insurance plan.