Olin College of Engineering

STUDENT HEALTH INSURANCE PLAN
2020-2021 Policy Year
August 15, 2020 - August 14, 2021


In accordance with Massachusetts State Law, Olin College of Engineering requires students to participate in the Qualified Student Health Insurance Plan (QSHIP) unless proof of comprehensive comparable coverage under a policy filed and approved in the US is provided. Students must either complete the On-Line Enrollment Form, to enroll in the Olin College Student Health Insurance Plan, or complete the On-Line Waiver Form to provide proof of comparable coverage.

To waive the Student Health Insurance Plan and report your own insurance:

  • The policy must be a US health insurance plan that is filed and approved in the US
  • The policy must provide coverage for the entire academic year with no break in coverage.
  • The policy must be in full compliance with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
    • The policy must provide an unlimited policy maximum
    • The policy cannot have a pre-existing condition limitation
    • The policy must provide emergency and non-emergency local coverage in the are of the College
    • The policy must provide an unlimited maximum for mental/behavioral health care for inpatient and outpatient services

Olin College does not allow certain students to waive off the QSHIP plan. If the student falls under one of the following categories they are ineligible for waiver and will be automatically enrolled:

  • Students with coverage from insurance carriers based outside the United States or coverage by foreign National Health Insurance programs. 
     
  • International student insurance plans such as ISO, PSI and Student Medicover (these plans are not ACA compliant, are not filed in the US and are not eligible for a waiver.)
     
  • Students with a health insurance plan, such as out of state HMO and EPO plans, that provide coverage through a closed network of providers not reasonably assessable in the area where the student attends school, for all but emergency services; or
     
  • Students with a Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan.
     
  • Travel insurance and short-term limited duration plans are not accepted.
     

The Olin College Student Health Insurance 2020-2021 policy period begins on August 15, 2020 and runs through August 14, 2021. Students who have coverage under another qualified health insurance coverage will be given the opportunity to waive coverage in the Olin College Student Health Insurance Plan. The waiver stipulates that personal coverage will be maintained during the 2020-2021 policy period, August 15, 2020 through August 14, 2021.

Students who have not waived coverage by July 17, 2020 will see the full premium for the student health insurance plan ($2,993) charged to their student account. If a waiver is received after July 17, 2020 and before August 30, 2020, the health insurance charge will be reversed.

If a waiver is not on file by the deadline, August 30, 2020, the student will remain responsible for payment of the full premium. This waiver is for the 2020-2021 policy period only. A new waiver form must be submitted at least once each academic year.

If a student's insurance is cancelled at any point during the academic year they are required to notify Student Accounts (studentaccounts@olin.edu) within 60 days of the loss of coverage. Olin’s Blue Cross Blue Shield Student Health Insurance Plan is available. Please contact Student Accounts for applicable rates. Payment is due immediately.

To complete the Enrollment Form or Waiver Form, select appropriately from the MENU options to the left. When you have completed and successfully submitted the form, you will immediately receive an email indicating the completion of the form. Please print this notice for your records. You will also receive an email confirmation.