Olin College of Engineering

STUDENT HEALTH INSURANCE PLAN
2021-2022 Policy Year


Olin College of Engineering is pleased to present you with information about our 2021-2022 Student Health Insurance Plan (SHIP), offered in partnership with Blue Cross Blue Shield of Massachusetts.

ELIGIBILITY

In accordance with Massachusetts State Law, Olin College requires students to participate in the Student Health Insurance Plan (SHIP) unless proof of comprehensive comparable coverage under a policy filed and approved in the US is provided. Students must either complete the online waiver form to provide proof of comparable coverage or the online enrollment form, to enroll in the Olin College Student Health Insurance Plan.

Student Health Insurance Policy Period, Premium Rates and Deadlines:

 

Policy Period

Rate

Deadline

Annual

08/15/21–08/14/22

$3,461

extended to 8/13/21

Spring

01/15/22–08/14/22

$2,021

1/10/2022



WAIVER PROCESS

To waive the SHIP your health insurance plan must meet the below requirements:

  1. Be a US health insurance plan that is filed and approved in the US.

    Please note that the following are NOT considered comparable coverage and are NOT eligible for a waiver of the Olin College Student Health Insurance Plan:
  • Students with coverage from insurance carriers outside the United States or coverage by foreign National Health Insurance programs. 
     
  • International student insurance plans such as ISO, PSI and Student Medicover (these plans are not ACA compliant, are not filed in the US and are not eligible for a waiver.)
     
  • Students with a health insurance plan, such as out of state HMO and EPO plans, that provides coverage through a closed network of providers not reasonably assessable in the area where the student attends school, for all but emergency services
     
  • Students with a Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan.
     
    • Travel insurance and short-term limited duration plans are not accepted.
  1. Provide coverage for the entire policy year with no break in coverage. 
     
  2. Comply with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
    1. Provide an unlimited policy maximum
    2. Include coverage for pre-existing conditions
    3. Provide emergency and non-emergency care in the area of the College.
       

ENROLLMENT PROCESS

Eligible students who fail to complete the on-line waiver form by the deadline date listed above will be automatically enrolled in the Student Health Insurance Plan for the entire policy year, and will be billed accordingly. Waivers will not be accepted after the deadline. Completion of the on-line enrollment or waiver form is required annually.

BENEFIT INFORMATION

The student health insurance plan enables students to use services outside Student Health Services. The 2021-2022 Summary of Benefits is available in the navigation menu on the left hand side of this page under “Benefit Information”. It describes covered services, limitations, procedures to waive, and important deadlines. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.

Please contact University Health Plans at (833) 251-1152 or info@univhealthplans.com with any questions regarding the Olin College Student Health Insurance Plan.