UMASS-Lowell
STUDENT HEALTH INSURANCE PLAN

2016-2017 Policy Year

UMass Lowell is pleased to announce that for the 2016-2017 Academic Year we have teamed up with Blue Cross and Blue Shield of Massachusetts (BCBSMA) to provide health insurance coverage for our students. Details about the Student Health Insurance Plan (SHP) can be found by selecting “Benefit Information” on the left hand side of this page. The Annual SHP charge is $1,435 and is effective 8/1/16-7/31/17. The Spring SHP charge is $852, for NEW Spring students only, and is effective 1/1/17-7/31/17.

All matriculating, undergraduate students, regardless of credit hours, and all matriculating, graduate students enrolled in nine or more credit hours will be charged for health insurance. All matriculating international students, regardless of credit hours, are required to accept the Student Health Insurance Plan. Students enrolled in only online courses are not eligible for the plan. Please note that all students who withdraw from or drop all of their classes within the first 31 calendar days of the academic semester will not be allowed to be eligible for the Student Health Insurance Plan.

Student must either waive or enroll in the Student Health Insurance Plan. Students may complete the waiver or enrollment process by logging onto their SIS account. Once logged in select "Student Center/Finance", click on "Health Insurance Form", then complete and submit. Students should only complete a waiver form if they have health insurance that provides them with access to comprehensive care in the Lowell area. Most students with out-of-state managed care plans or HMOs are not eligible to waive coverage as those types of plans do not provide students with access to non-emergent care in the Lowell area. Additionally, please note that you cannot waive the Student Health Plan if you are currently covered by Mass Health Limited, Health Safety Net or Children’s Medical Security Plan.

If you are covered by MassHealth (other than Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan), you may be eligible to enroll in the Student Health Insurance Plan (SHIP) and have the premium paid by MassHealth Premium Assistance. To see if you’re eligible, identify that you have MassHealth when prompted during the submission of your Waiver Form on your SIS System.

Please note that the waiver/enrollment process will not begin until bills are issued, which varies from year to year. The date is typically around July 15th for student beginning in the Fall and December 15th for students beginning in the Spring.

Although all students are automatically enrolled in the plan each year unless they file a waiver, students who are eligible to enroll in the plan are encouraged to fill out an enrollment form. The enrollment form will confirm that you want the Student Health Insurance Plan, and result in you receiving an insurance card sooner than through the automatic enrollment process.

The deadline to waive or enroll in the Annual Student Health Plan is October 14, 2016.

The deadline for NEW Spring students to waive or enroll in the Spring Student Health Plan is March 10, 2017.

Student Health Insurance Plan Contacts:

Insurance charge on bill or Enrollment/Waiver Process   Student Financial Services – The Solution Center
Telephone: 978-934-2000
Email: TheSolutionCenter@uml.edu
Request your insurance member ID, update your address, or ask general plan information   University Health Plans
Telephone: 800-437-6448
Email: info@univhealthplans.com
Specific Questions Regarding Benefits after you have received your insurance ID card   Blue Cross Blue Shield of Massachusetts
Telephone: 888-753-6615
Questions or concerns regarding the Student Health Plan   Insurance Coordinator in Health Services
Telephone: 978-934-4992
Email: Health_Insurance@uml.edu

Optional Delta Dental Plans for Students

Taking care of your teeth is as an important part of taking care of your health. Delta Dental offers UMass Lowell students and their dependents a choice of two optional dental insurance plans (DeltaCare and Delta Dental PPO Plus Premier). Students may enroll in these plans on a VOLUNTARY basis; they are not required to have dental insurance.  You can view the options for dental insurance by selecting “Massachusetts Delta Dental Plans”, under Optional Plans, on the left hand side of this page.

Optional VSP Vision Insurance Plan for Students

Students may enroll in the VSP Vision Insurance Plan on a VOLUNTARY basis; they are not required to have vision insurance. You can view the option for vision insurance by selecting “VSP Vision Care Plan”, under Optional Plans, on the left hand side of this page.