LASELL UNIVERSITY
STUDENT HEALTH INSURANCE PLAN

2022-2023 Academic Year

Lasell University has partnered with Blue Cross and Blue Shield of Massachusetts and University Health Plans to provide health insurance coverage for our students. All undergraduate students enrolled in at least 9 qualifying credits are required by Massachusetts State law to enroll in the Student Health Insurance Plan (SHIP) or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, undergraduate students who are registered for 9 or more credit hours are automatically billed for the SHIP. To read the details on this law, click here.  

Student Health Insurance Policy Periods and Premium Rates

  Annual Students     NEW Spring Students
Coverage Dates 8/15/22 - 8/14/23 1/1/23 - 8/14/23
Insurance Cost  $3,620 $2,268
Waiver Deadline       September 1, 2022* January 2, 2023

*A waiver appeal for students who missed the waiver deadline is available through October 2, 2022 by completing the online waiver link on the left hand side of this page.

University Health Plans can be reached at 833-251-1714 or info@univhealthplans.com for help with waiver, enrollment, or benefit-related questions.

Waiver and Enrollment Process

ENROLLMENT FORM: Complete this form if you want to expedite your SHIP enrollment process to receive your BCBS ID card sooner. If you do not complete this form, your information will not be added to the insurance plan system until after the annual effective date of 8/15/22 or the spring effective date of 1/1/23 for NEW spring students. To enroll, please click “Enrollment Form” on the left-hand side of this page, complete all required information and then click submit.

Please Note: The 2022-2023 policy is based on a replication of the 2021-2022 plan design with the following plan changes:     

  • The out-of-pocket maximum will be $8,000 combined for medical and prescription
  • The in-network outpatient surgery facility copay will be $500
  • In-network copays will be increased to $25/$35

*The 2022-2023 Plan Benefit Documents are not yet available. 

WAIVER FORM: To waive the Student Health Insurance Plan for the 2022-2023 policy year click “Waiver Form” on the left-hand side of this page, complete all required information and then click submit. The annual waiver deadline was on September 1, 2022. A waiver appeal is available to students who missed the deadline through October 2, 2022.

If you are currently insured by a health insurance plan that provides you with comparable coverage to the SHIP then you may waive enrollment. However, please note the following:

  • Not all plans provide comprehensive coverage in the Boston area such as out-of-state Medicaid plans, and certain HMOs (such as Kaiser) and managed care plans. Be sure to check with your insurance company before waiving.
  • Mass Health Standard is accepted, but Mass Health Limited, Health Safety Net and Children’s Medical Security Plans are not considered comparable to the SHIP.
  • The policy must be a United States filed and approved,  ACA (Affordable Care Act) compliant plan. International and travel insurance plans and short-term limited duration plans are not accepted.
  • If your comparable plan will end before 8/14/23, while you are in school, you must either enroll in the SHIP within 60 days of your other plan’s end date or find comparable coverage elsewhere.

Important Information

The following students are not eligible for the student health insurance plan:

  • Non-Resident Graduate students
  • Part-time students (enrolled in fewer than 9 credits)
  • Online Only Students
  • Students who take a leave of absence within the first 31 days of classes

Qualifying Event Enrollment Process:

Students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage. To request an enrollment form and premium quote, contact University Health Plans at 833-251-1714 or info@univhealthplans.com

To enroll, you must submit an enrollment form and a letter from your prior insurance company documenting your loss of coverage within 60 days of the qualifying event. If all items are received by the deadline coverage will be effective as of the first day without coverage under your prior plan. The prorated premium will be added to your student account.