Worcester State University
STUDENT HEALTH INSURANCE PLAN
2023-2024 Academic Year
| To: | All WSU Full-time, Graduate and Undergraduate Students |
| From: | Julie Kazarian, Dean of Students/Chief Student Affairs Officer |
| Date: | June 2023 |
| Re: | Student Health Insurance Plan |
To comply with State law, all students taking at least ¾ of a full-time course load MUST either waive out of or enroll in the Worcester State University Student Health Insurance Plan online by doing the following:
- WAIVE out of the Worcester State University Student Health Insurance Plan online by clicking on the "Waiver Form" link on the left side of this page. You will be asked to provide information on your insurance coverage. To be eligible to waive out of the Plan, you must be currently enrolled in a health insurance plan with comparable coverage either as a dependent (on a parent's or spouse's plan), or through a plan you have at your place of employment or have purchased yourself. This will result in a credit reflected on your student account as Waiver Health Insurance $3,779.
OR
- ENROLL in the Worcester State University Student Health Insurance Plan online by clicking the "Enrollment Form" link on the left side of this page. You will be charged $3,779 for the insurance on your student account for the academic year 2023-2024. By submitting the online enrollment form, you confirm your acceptance of the plan. Your name will be submitted for your insurance card once it is determined that you either have sufficient financial aid to cover your bill, you have enrolled in a payment plan or you have paid your bill in full or any combination of these. You may review the plan benefits by clicking on the "Benefit Information" link on the left of this page.
IMPORTANT: All Students registered for at least three quarters of a full-time course load MUST go online and either WAIVE out of or ENROLL in the Student Health Plan by SEPTEMBER 30, 2023. A Waiver or Enrollment Form must be submitted each academic year.
Student Health Insurance Policy Periods, Costs, and Deadlines
| Annual Students | New Spring Students | |
| Coverage Dates | 8/1/2023 - 7/31/2024 | 1/1/2024 - 7/31/2024 |
| Costs | $3,779 | $2,206.50 |
| Waiver Deadline | September 30, 2023 | February 28, 2024 |
Questions should be directed as follows:
| Benefits/Brochure/Coverage/ On-Line Waiver/Enrollment Process |
University Health Plans, Inc. www.universityhealthplans.com |
(833) 251-1113 |
| Tuition and Fees | W.S.U. Bursar's Office | (508) 929-8051 |
| Health Forms/Services | W.S.U. Health Service Office Regular Hours: Monday: 8:00 a.m. – 8:00 p.m. Tuesday, Wednesday, & Friday: 8:00 a.m. – 4:00 p.m. Thursday: 8:00 a.m. – 7:00 p.m. Summer Hours: 8:00 a.m. – 4:00 p.m. (Tuesday, Wednesday, Thursday only) |
(508) 929-8875 |
We look forward to seeing you in the fall.
Student Health Plan
- Waiver Form
- Enrollment Form
- Qualifying Event Enrollment Form
- Provider Search
- Worldwide Providers &
Travel Assistance - Insurance ID Card
Optional Plans
Additional Information
- Health Services
- Health Connector Participant Info
- Insurance Info for Graduating Students and Dependents
Please review the 23-24 Summary of Benefits and Coverage and note the out-of-pocket maximum and coinsurance required for specialty drugs.
- Out-of-pocket maximum is $8,700 for medical and prescription drug expenses.
- The 5-Tier Plan prescription drug copays:
- Tier 1: $10 copay (generic)
- Tier 2: $20 copay (preferred brand)
- Tier 3: $30 copay (non-preferred brand)
- Tier 4: 30% coinsurance (preferred specialty)
- Tier 5: 30% coinsurance (non-preferred specialty)
To look-up your prescription medication in the 5-Tier Plan, choose Prescription Info → Medication Look Up in the navigation menu on the left.
We encourage students anticipating high out-of-pocket costs to compare other insurance options to the SHIP. The Massachusetts Health Connector offers information about their online insurance marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low or no cost insurance program for qualifying uninsured adults).
The following changes have been made to the 2022-2023 policy:
- Out of Pocket Maximum will increase to $8,700 for combined medical and prescription expenses.
- The prescription drug copayments will change to a 5-Tier Plan:
- Tier 1: $10 copay (generic)
- Tier 2: $20 copay (preferred brand)
- Tier 3: $30 copay (non-preferred brand)
- Tier 4: 30% coinsurance (preferred specialty)
- Tier 5: 30% coinsurance (non-preferred specialty)
To look-up your prescription medication in the 5-Tier Plan, choose Prescription Info → Medication Look Up in the navigation menu on the left.
The following changes have been made to the 2022-2023 policy:
- Out of Pocket Maximum will increase to $8,700 for combined medical and prescription expenses.
- The prescription drug copayments will change to a 5-Tier Plan:
- Tier 1: $10 copay (generic)
- Tier 2: $20 copay (preferred brand)
- Tier 3: $30 copay (non-preferred brand)
- Tier 4: 30% coinsurance (preferred specialty)
- Tier 5: 30% coinsurance (non-preferred specialty)
To look-up your prescription medication in the 5-Tier Plan, choose Prescription Info → Medication Look Up in the navigation menu on the left.