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Risk Strategies - University Health Plans

Worcester State University

2024-2025 Academic Year

To: All WSU Full-time, Graduate and Undergraduate Students
From: Julie Kazarian, Vice President for Student Affairs
Date: June 2024
Re: Student Health Insurance Plan

To comply with State law, all students taking at least ¾ of a full-time course load MUST either waive out of or enroll in the Worcester State University Student Health Insurance Plan online by doing the following:

  • WAIVE out of the Worcester State University Student Health Insurance Plan online by clicking on the "Waiver Form" link on the left side of this page. You will be asked to provide information on your insurance coverage. To be eligible to waive out of the Plan, you must be currently enrolled in a health insurance plan with comparable coverage either as a dependent (on a parent's or spouse's plan), or through a plan you have at your place of employment or have purchased yourself. This will result in a credit reflected on your student account as Waiver Health Insurance $3,941.


  • ENROLL in the Worcester State University Student Health Insurance Plan online by clicking the "Enrollment Form" link on the left side of this page. You will be charged $3,941 for the insurance on your student account for the academic year 2024-2025. By submitting the online enrollment form, you confirm your acceptance of the plan. Your name will be submitted for your insurance card once it is determined that you either have sufficient financial aid to cover your bill, you have enrolled in a payment plan, or you have paid your bill in full or any combination of these. You may review the plan benefits by clicking on the "Benefit Information" link on the left of this page.

Qualifying Event Enrollment Process

Students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage. The Qualifying Event Enrollment Form can be found in the navigation menu on the left-hand side of this page. To request a premium quote, contact University Health Plans at 800-437-6448 or

To enroll, please contact your Student Accounts (Bursar) Office. You must submit an enrollment form, a letter from your prior insurance company documenting your loss of coverage, and payment within 60 days of the qualifying event. If all items are received by the Student Accounts (Bursar) Office by the deadline, coverage will be effective as of the first day without coverage under your prior plan.

IMPORTANT: All Students registered for at least three quarters of a full-time course load MUST go online and either WAIVE out of or ENROLL in the Student Health Plan by SEPTEMBER 30, 2024. A Waiver or Enrollment Form must be submitted each academic year.

Please note, with the rising costs of healthcare, and increase in utilization of the Plan, the following plan changes have been imposed for the 2024-2025 academic year to help keep the insurance premium and the plan a viable option for all students. Please click HERE to view the benefit changes.

  Annual Students New Spring Students
Coverage Dates 8/1/2024 - 7/31/2025 1/1/2025 - 7/31/2025
Costs $3,941 $2,301
Waiver Deadline September 30, 2024 February 28, 2025

Questions should be directed as follows:

On-Line Waiver/Enrollment Process
University Health Plans, Inc.
(833) 251-1113
Tuition and Fees W.S.U. Student Accounts (Bursar) Office (508) 929-8051
Health Forms/Services W.S.U. Health Service Office
Regular Hours:
Monday: 8:00 a.m. – 8:00 p.m.
Tuesday, Wednesday, & Friday: 8:00 a.m. – 4:00 p.m.
Thursday: 8:00 a.m. – 7:00 p.m.
Summer Hours: 8:00 a.m. – 4:00 p.m.
(Tuesday, Wednesday, Thursday only)
(508) 929-8875

We look forward to seeing you in the fall.