Roger Williams University
STUDENT HEALTH INSURANCE PLAN

2022-2023 Policy Year

Roger Williams University and Roger Williams University School of Law (collectively, the “University”) have partnered with University Health Plans, a division of Risk Strategies to service the University’s 2022 -2023 Student Health Insurance Plan. The Student Health Insurance Plan is insured by Wellfleet. 

	Annual Students	New Spring Law Students	New Spring Graduate & Undergraduate Students
Coverage Period	08/14/2022 - 08/13/2023	01/11/2023 - 08/13/2023	01/20/2023 - 08/13/2023
Cost	$2,470	$1,455	$1,387
Waiver/Enrollment Deadline	September 12th, 2022	February 8, 2023	February 8, 2023

The plan includes Cigna's Preferred Provider Organization (“PPO”) and has been customized to meet the needs of University students with an emphasis on wellness. You can access important information about the plan by selecting “Benefit Information” in the navigation menu on the left-hand side of this page.

Plan Change for 2022-2023: The prescription drug copayments will change to Tier 1: $15 copay, Tier 2: 20% coinsurance, Tier 3: 20% coinsurance. Use the Prescription Info link on the left to determine your medication’s tier. 

INTERNATIONAL STUDENT PROCESS

International students are automatically enrolled in the Student Health Insurance Plan and do not need to take any action to enroll. International students who have an Embassy Sponsored Insurance Program should contact the Intercultural Center to waive coverage. International students with comparable US-based health insurance, contact University Health Plans at 833-251-1144 or info@univhealthplans.com to discuss waiver options.

ENROLLMENT AND WAIVER PROCESS

The following students are required to confirm enrollment or waive coverage for the 2022-2023 academic year by the deadline.

• Full-time Undergraduate Students taking 9 or more credits (residential & commuter)
• School of Law Students (JD & MSL)

Enrollment and waiver forms are located in the navigation menu to the left. Students referenced above who do not complete an enrollment or waiver form by the deadline will be automatically enrolled in the student health insurance plan.

WAIVER REQUIREMENTS

If a student is currently insured under another insurance policy that is comparable to the RWU Student Health Insurance Plan and does not wish to have coverage under the University-sponsored plan, the student may waive out of the insurance by completing the waiver form by the deadline.  It is important you review your current insurance policy to confirm it meets the following criteria:

• Your plan must be ACA compliant.
• Your plan must provide insured benefits for doctors, hospitals, labs, pharmacies, and behavioral health providers in Rhode Island. 
• Services must be accessible in Rhode Island near the Roger Williams Campus.

The following plans do not meet the waiver requirements:

• Plans that provide emergency-only coverage in Rhode Island. Many out-of-state HMO, EPO, and Medicaid Plans do not provide comprehensive coverage in Rhode Island. 
• Plans from insurance carriers outside the US and coverage by Foreign National Health Service Programs.

If your comparable plan will end before August 13, 2023, while you are in school, you must either enroll in the Student Health Insurance Plan within 31 days of your other plan’s end date or provide comparable coverage elsewhere.

Students will be asked to provide details about their current insurance plans during the waiver process. 

ACCESS THE ENROLLMENT OR WAIVER FORM

To waive or enroll, click on the appropriate link, either “Waiver Form” or “Enrollment Form,” in the navigation menu to the left, complete all required information, and click submit. Confirming enrollment before the deadline ensures that your information is transferred to the insurance company on time.

Waiver Confirmation:  Once you have completed the waiver process, an e-mail automatically will be generated and sent to your student RWU e-mail address.  It will confirm that you submitted a waiver and if you did so in error to contact University Health Plans.  Please print and keep this confirmation for your reference.

Waiver processed, but the charge is still on the tuition bill?   Please allow 5-7 business days for your waiver to be processed. If you still are not seeing the credit, Undergraduate and Graduate Students should contact the Bursar’s Office at (401) 254-3520, and Law Students should contact the Office of Student Finance and Records at (401) 254-4657.

Please contact University Health Plans at 833-251-1144 or info@univhealthplans.com with questions about the enrollment or waiver process.

VOLUNTARY ENROLLMENT IN THE STUDENT HEALTH INSURANCE PLAN

Full-time Graduate Students with 6+ credits are encouraged to, but not required to enroll in the student health insurance plan. Students must complete the online enrolment form and make payment by the deadline. 

ADDITIONAL INFORMATION FOR NEW STUDENTS

New students enrolling at the university for the 2022-23 academic year will be able to access the waiver form once you have received your RWU Student ID, which is included in a separate mailing after your deposit has been received.

Problems with your RWU Student ID? Undergraduate and Graduate Students should contact the Registrar’s office at (401) 254-3510, and Law Students should contact the Office of Student Finance & Records at (401) 254-4657.

If you have questions about the University Health Plans enrollment or waiver process, please contact University Health Plans at 833-251-1144 or info@univhealthplans.com.