2019-2020 Academic Year

Endicott College is pleased to announce that for the 2019-2020 Academic Year we have teamed up with Blue Cross Blue Shield of Massachusetts (BCBS) and University Health Plans (UHP) to provide health insurance coverage for our students. The insurance coverage is through BCBS with UHP providing administrative support for the waiver and enrollment forms, and customer service for general insurance questions. The Endicott Student Health Insurance Plan includes the BCBS nationwide Preferred Provider Organization (PPO) network of providers.

Student Health Insurance Policy Period and Premiums:

Annual Undergraduate Students
Policy Period:          8/19/19 - 8/18/20
Student Premium:   $2,644

Annual Graduate Students
Policy Period:        8/19/19 - 8/18/20
Student Premium: $3,104

All students enrolled in 9 or more credits are required by Massachusetts State law to enroll in the Student Health Insurance Plan or be covered by a health insurance plan with comparable coverage. To read the details of this law, click here. To ensure compliance with Massachusetts law, students are automatically billed  and enrolled in the Student Health Insurance Plan.

To waive the Student Health Insurance Plan and report your own insurance:

  • The policy must be a US health insurance plan that is filed and approved in the US
  • The policy must provide coverage for the entire academic year (8/19/19-8/18/20) with no break in coverage. Travel insurance and short-term limited duration plans are not accepted
  • The policy must be in full compliance with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA, including:
    • An unlimited policy maximum
    • Pre-existing condition coverage
    • Emergency and non-emergency coverage in the Beverly area
    • An unlimited maximum for mental/behavioral health care for inpatient and outpatient service

The deadline to waive the Student Health Insurance Plan was on September 19, 2019. You may still complete a waiver appeal form by the deadline of October 10, 2019.

Domestic Student Enrollment/Waiver Process

Students who have an insurance plan that meets the above standards may select to waive the Student Health Insurance Plan by completing the waiver form located in the left navigation menu of this page. Students who would like to enroll in the Student Health Insurance Plan may complete the enrollment form located in left navigation menu of this page. Although students are automatically charged for the Student Health Insurance Plan, students will not be automatically enrolled in the Student Health Insurance Plan by the College until after September 19, 2019. Students should enroll as soon as possible to avoid difficulties in accessing their health insurance benefits. 

International Student Enrollment/Waiver Process

All international students at Endicott are automatically enrolled in the Student Health Insurance and do not need to take any action. International students do not have access to the online waiver form.

Please note, health insurance plans marketed solely to international students are often not filed in the U.S., have limited benefits and/or coverage periods that do not comply with the Massachusetts Student Health Plan Regulations and the Endicott College waiver requirements. ISO, PSI and Student Medicover are examples of companies that do not meet the waiver requirements but market their plans to international students. Typically the only health insurance plans deemed comparable to the Endicott Student Health Insurance Plan are U.S. employer sponsored plans, U.S. government sponsored plans and embassy sponsored plans.

Please contact University Health Plans at (800) 437-6448 if you are covered by a U.S. health insurance plan that meets waiver requirements listed above. Please note that the Endicott Student Health Insurance Plan meets J1/J2 visa requirements.

UHP is available to manage the enrollment and answer general questions about the insurance plan. To speak with a representative, please call (800) 437-6448 or send an email to info@univhealthplans.com. If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615.


Students arriving for their first semester at Endicott are required to submit the Health Form and Immunization Record to Family Medicine Associates at Endicott College by July 1, 2019. Please visit the Endicott Health Center web page here or call 978-232-2104 if you have any questions about this process.