Massachusetts State Law G.L. c.15A, ß 18 requires that all full-time and 3⁄4 full-time students (nine or more credits for Undergraduate students, 6.75 or more credits for Post Baccalaureate and Graduate students) attending an institution of higher education in the state must be enrolled in a Student Health Insurance Program that meets established minimum benefit guidelines. Westfield State University (WSU) is lawfully mandated to provide the proper measures and to ensure that students will meet this requirement.
The Division of Health Care Finance and Policy's (Division) regulation implements the student health requirement and sets forth the minimum benefit levels and required services for a Student Health Program (SHP). The regulation also establishes the criteria by which a school may waive a student's participation in SHP upon demonstration of comparable insurance coverage.
An eligible student who is not covered by a qualifying health insurance program may obtain coverage through Blue Cross Blue Shield Student Health Insurance Plan, which is an alternative program arranged by the University and administered through University Health Plans, Inc. Please click on Benefit Information on left hand side menu of this page for specific information regarding health benefits.
Plan Change for 2022-2023: The out-of-pocket maximum will increase to $8,700. The prescription drug copayments will move to a 5-Tier Plan: Tier 1: $10 copay, Tier 2: $20 copay, Tier 3: $30 copay, Tier 4: 30% coinsurance, Tier 5: 30% coinsurance. Use the Prescription Info link on the left to determine your medication’s tier.
Student Health Insurance Policy Periods, Costs, and Deadlines
|Annual Students||New Spring Students|
|Coverage Dates||8/1/2022 - 7/31/2023||1/1/2023 - 7/31/2023|
|Waiver Deadlines||September 30, 2022||February 28, 2023|
All undergraduate Day School students and Division of Graduate & Continuing Education (DGCE) students (who are required to have health insurance), will be billed $3,663 on the fall tuition bill. New incoming spring students will be billed $2,143 for the spring semester.
All eligible students will need to either enroll in or waive the Westfield State Health Insurance Plan insurance online at www.universityhealthplans.com. Please complete the following steps:
The deadline to waive or enroll in the fall insurance is September 30, 2022, and for the spring insurance is February 28, 2023. An eligible student who wants coverage must complete the online enrollment and will be charged for coverage. If the enrollment form is not submitted by the deadline, the student’s account will be put on hold until the enrollment form is completed. Student’s name will not be submitted to Blue Cross Blue Shield until the form and payment is completed. Once the student is enrolled, there will be no refunds.
Please note, all full-time day students not enrolled in the Westfield State University Student Health Insurance Plan will still be eligible for care provided by Health Services regardless of their Health Insurance carrier.
University Health Plans also offers the opportunity to enroll in a dental and vision plan on a VOLUNTARY basis, but it is not required insurance. To learn more about these optional plans, please select one of these plans on the left-hand side menu.
For more information about the student health insurance program, please contact University Health Plans via email firstname.lastname@example.org or call 1-833-251-1115.