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Lafayette College
Student Health Insurance Plan

2026-2027 Academic Year

Lafayette College requires all students to enroll in the Student Health Insurance Plan (SHIP) or be covered by a health insurance plan with comparable coverage. As you prepare for the 2026-2027 academic year, please consider your health insurance options. To waive the Lafayette Student Health Insurance Plan (SHIP), you must submit proof of comparable health insurance coverage. 

Plan Highlights

The 2026-2027 Lafayette SHIP is provided by Aetna. The plan is ACA-compliant and includes access to Aetna's national PPO network of providers. Students do not have to select a primary care physician, and referrals are not required. Details about the SHIP coverage can be found in the left-hand menu under Benefit Information. 

Lafayette has partnered with University Health Plans to administer the plan and help with waiver, enrollment, and benefit-related questions. University Health Plans can be reached at 833-251-1715 or info@univhealthplans.com.

Cost and Coverage Periods

  Annual Students New Spring Students
Coverage Dates August 1, 2026 - July 31, 2027 January 1, 2027 - July 31, 2027
Insurance Cost $3,131 $1,892
Waiver Deadline  July 15, 2026

TBD

The Fall 2026 waiver form will open in June 2026. 

Enrollment Process

All Lafayette College students are automatically charged and enrolled in the SHIP unless they complete a waiver before the deadline. If you do not complete a waiver before the deadline, you will be enrolled for the full academic year and responsible for the SHIP premium applied to your student account. Late waivers, decision changes, and cancellation of the SHIP are not accepted. 

Waiver Process

All students are required to complete a new waiver form for each new academic year. 

To waive the SHIP, your insurance plan must meet the following requirements: 
  • Provides access to doctors, specialists, hospitals, labs/imaging, pharmacies, and mental health/behavioral health providers in the Lafayette College campus area without restriction or limitation for both non-emergent and emergency coverage. 
  • US-filed and approved, ACA (Affordable Care Act) compliant.
  • Provides coverage for all Essential Health Benefits defined by the ACA.
The following plans do not meet waiver requirements:
  • International insurance plans, travel insurance, and short-term limited-duration plans.
  • Out of state Medicaid (exception of PA Medicaid), HMO, or EPO plans.
  • Urgent and emergency-only coverage.

If your plan meets all of the above requirements, please proceed with the Waiver on the left side of this page. 

Copies of your insurance card submitted to the Student Services or any other Lafayette College office (i.e. Lafayette College Health Services, Athletics Department, etc.) do not constitute a waiver and are not acceptable.

Students who do not complete a waiver by the deadline date will be automatically enrolled in the plan for the full academic year and will be responsible for the full cost. Late waivers will not be accepted.

Qualifying Event Enrollment Process

Students who waived the SHIP may qualify for special enrollment rights if they experience an involuntary loss of other coverage. To enroll, you must complete a Qualifying Event Enrollent form and submit documentation of your loss of coverage within 31 days of the life event. The Qualifying Event Enrollment form and additional information can be found on the left side of this page. If you have specific questions regarding the Qualifying Event process, contact University Health Plans at 833-251-1715 or info@univhealthplans.com.

 

 

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