Please note that with the rising costs of healthcare and the increase in plan utilization, the following plan change has been made for the 2025-2026 academic year to help keep the insurance premium and the plan a viable option for all students.

• The insurance carrier will be UnitedHealthcare Student Resources
• Deductible will be $100
• Out-of-pocket maximum will be $7,500
• Office visits, including specialists, will have a $25 copay and 20% coinsurance
• Urgent care visits will have a $50 copay and 20% coinsurance
• Emergency room visits will have a $100 copay and 20% coinsurance
• Diagnostic tests (x-rays), Labs, and High-Tech Imaging (CT/PET scans, MRIs) will have a 10% coinsurance and are subject to the plan's deductible
• The prescription drug benefit will be:
  • Tier 1: $25 copay
  • Tier 2: $60 copay
  • Tier 3: $75 copay

This website provides plan benefit information. If you are enrolling in the SHIP, be sure to familiarize yourself with the Plan before receiving services. For specific benefit or claims questions, contact UnitedHealthcare Student Resources at 800-767-0700.

We encourage students anticipating high out-of-pocket costs to compare other insurance options to the SHIP. The Massachusetts Health Connector offers information about its online insurance marketplace, where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low or no-cost insurance program for qualifying uninsured adults).

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