Dear Washington College Students and Parents:

All full-time students enrolled for a minimum of 12 credit hours will be automatically enrolled in the school-sponsored Student Health Insurance Plan and the annual premium will be included on the student’s fall semester tuition bill unless a waiver of coverage, along with proof of comparable coverage, is submitted by the following deadlines (see below for waiver process):

Enrollment/Waiver Deadlines:

  • Fall 2019 Semester - July 15, 2019
  • New incoming students in the Spring 2020 semester - January 15, 2020 (has been extended until January 24, 2020)

If you want to confirm your acceptance of the school-sponsored Student Health Insurance Plan and expedite the processing of your insurance card, you should complete an online Enrollment Form by visiting www.universityhealthplans.com, choose “Washington College” and then “Enrollment Form”. Same deadline dates as listed above.

Annual Premium: $1,482 (8/15/19-8/14/20)
Spring Premium: $863 (1/15/20-8/14/20)


  • Coverage is underwritten by Commercial Casualty Insurance Company
  • Annual coverage is effective 8/15/19 - 8/14/20
  • Spring coverage is effective 1/15/20 - 8/14/20
  • The Plan Brochure providing an outline of coverage will be available (once approved by the state) to view or download at www.universityhealthplans.com, select Washington College, and then select the “Benefit Information” tab to the left of the screen.

To assist you in making an informed decision regarding your health insurance needs, below are a couple of  questions to ask your current health plan representative to ensure that it provides adequate coverage while you attend Washington College:

  • Is your plan filed and approved in the US, ACA compliant and provided by a company headquartered in the US? 
  • Does the plan provide coverage while in the Chestertown, MD area? Many HMO plans provide coverage only for emergency or limited treatment outside of the HMO area.
  • Does the plan provide coverage anywhere in the world, including emergency medical evacuation and repatriation benefits? Many employer-sponsored plans provide coverage only in the United States, and most do not include any evacuation or repatriation benefits.

If you have alternate, comparable insurance coverage with a policy filed and approved in the US, provided by a company headquartered in the US, you may waive coverage under the school-sponsored Student Health Insurance Plan. If you successfully waive out of the school-sponsored Student Health Insurance Plan, you will not be charged for the premium on your tuition bill. Simply follow the waiver process below:

  1. Visit www.universityhealthplans.com.
  2. Choose “Washington College”.
  3. Click on the “Waiver Form” button to the left.
  4. Fill in all the required information – if any information is missing, your waiver will NOT be submitted successfully.
  5. Submit the Waiver Form. If your waiver form is successfully submitted, you will see a page containing your confirmation number. Please be sure to print this page for your records. In addition, an email containing your confirmation number will be sent to the email address you provided on the waiver form.

Please note: If you do not reach a confirmation page, your waiver form was not properly submitted. Please fill it out again and resubmit. If you still do not reach a confirmation page, contact University Health Plans via email at info@univhealthplans.com or by toll-free phone at (800) 437-6448. Once the waiver form is successfully submitted and accepted, the school will remove the charge from your tuition bill. However, if your submitted waiver form is denied, Washington College will notify you of the denial.

Failure to complete the online waiver form by the fall semester deadline of July 15, 2019 or spring semester deadline for new spring students, January 15, 2020 will result in your automatic purchase of the school-sponsored Student Health Insurance Plan for the 2019-2020 academic year. There will be no allowance for a late waiver submission or premium refund. Please note that you will be required to complete a new waiver for each academic year you attend Washington College.

We encourage you to read and familiarize yourself with the Student Health Insurance Plan brochure. If you have any questions regarding the insurance plan or the waiver process, please contact University Health Plans at 1.800.437.6448.

This is a brief description of benefits and not a certificate of coverage. If there is a discrepancy between the information contained herein and the Policy, the Policy will prevail. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by Commercial Casualty Insurance Company.