Framingham State is pleased to present you with information about our 2023-2024 Student Health Insurance Plan (SHIP), offered by Blue Cross Blue Shield of Massachusetts.
State law requires all 3/4 full-time students (3 or more courses for undergraduates; 2 or more courses for graduates) to have health insurance coverage. All 3/4 full-time students will automatically be charged for annual health insurance coverage. Students who are currently on a health insurance plan at that time will need to waive the University’s health insurance plan by the billing due date August 2, 2023.
Insurance Cost and Coverage Periods
|Coverage Dates||8/1/2023 - 7/31/2024||1/1/2024 - 7/31/2024|
|Deadline Dates||August 2, 2023||TBT|
Massachusetts State Law, the Massachusetts Qualifying Student Health Insurance Policy (QSHIP requires you to waive the school sponsored insurance plan each year). It is important for you to make an informed health assessment each year; for instance, have your health insurance needs changed, will you be participating in a study abroad program, will you be traveling for an internship or medical rotation, and do you only have coverage for emergencies? Make sure you are not left mid-year without appropriate health coverage, it could hinder your academic progress. Please take a moment to review the links to the left to assist you in making this important decision.
You may waive coverage under this plan if you have health insurance that meets all the Framingham State University plan requirements in the waiver section. You will need to provide information about your coverage. An accepted waiver applies to the entire academic year during which it is filled.
Waiver/Enrollment selections must be completed by the deadline date of August 2, 2023 for the Fall semester.
Full-Time Students: All full-time students are required to show proof of coverage or to enroll in the Framingham State University Student Insurance Plan. The waiver/enrollment process is an annual one. Framingham State University reserves the right to audit all waivers in order to ensure compliance with Framingham State University insurance requirements.
What to have before you start:
If you currently have comparable health insurance with another insurance company, be sure you have the required level of coverage. Before beginning this enrollment/waiver process, have the following materials with you:
If the student falls under one of the following categories, they need to purchase the school’s insurance plan or another comparable plan.
Framingham State University has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. University Health Plans can be reached at 833-251-1723 or email@example.com.
Qualifying Event Enrollment Process
Students who waived the SHIP may qualify for special enrollment rights if they incur a loss of other coverage. To request enrollment and premium quote, contact the University Health Plans at 833-251-1723 or email firstname.lastname@example.org.