Framingham State University
STUDENT HEALTH INSURANCE PLAN
2026-2027 ACADEMIC YEAR
Eligibility
Massachusetts law requires all ¾-time or full-time students (3+ courses for undergraduates; 2+ for graduates) to carry health insurance. Eligible students are automatically charged for the Student Health Insurance Plan and will be able to waive this fee until August 3, 2026. Students will be auto-enrolled into the insurance plan if the waiver is not completed by the deadline.
Plan Highlights
The 2026–2027 Framingham State University Student Health Insurance Plan (SHIP) is provided by Blue Cross Blue Shield of Massachusetts. The plan is ACA-compliant and includes access to Blue Cross Blue Shield’s national PPO network of providers. Students are not required to select a primary care physician, and referrals are not needed. A summary of benefits, the Find a Doctor tool, and FAQs are available in the left-hand navigation menu.
Curry College has partnered with University Health Plans to administer the plan and assist with waiver, enrollment, and benefit-related questions. University Health Plans can be reached at 833-251-1723 or info@univhealthplans.com.
Coverage, Costs & Deadlines
| Annual | Spring/Summer | |
|---|---|---|
| Coverage Dates | 8/1/26 - 7/31/27 | 1/1/27 - 7/31/27 |
| Premium Cost | $4,962.44 | $2,896.84 |
| Deadline Dates | August 3, 2026 | January 31, 2027 |
Enrollment Process
Students who need coverage should enroll in SHIP by completing the enrollment form in the navigation menu. You must enroll to activate coverage effective August 1, 2026. Although students are automatically charged for SHIP, they are not enrolled until after the deadline. To avoid delays in accessing benefits, complete the enrollment form as soon as possible.
Waiver Requirements
Students who are covered by a comprehenisve health insurance plan may waive Student Health Insurance Plan by submitting the waiver form located in the navigation menu. Before submitting a waiver, compare the cost, coverage, and benefits of Student Health Insurance Plan with your existing plan. To waive, your plan must meet the Massachusetts QSHIP standards. To submit the waiver form, you will need:
- Your FSU Student ID number
- Your current insurance ID card
- Your insurance plan brochure or policy document
You may not waive theStudent Health Insurance Plan if:
- Your coverage is from a foreign insurer or national health service
- Your plan uses a closed provider network not accessible near campus
- You are covered by Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan
- MassHealth (standard) is acceptable and may be used to waive SHIP.
Please note, FSU may audit waivers to ensure compliance.
Qualifying Event Enrollment Process
Students who waive SHIP may qualify for special enrollment rights if they experience an involuntary loss of other coverage. Please contact University Health Plans at info@univhealthplans.com to request the Qualifying Event Enrollment Form and to request a premium quote.
To enroll, you must submit an enrollment form, a letter from your prior insurance carrier documenting the loss of coverage, and payment within 60 days of the qualifying event. If all materials are received by the deadline, coverage will be effective on the first day without coverage under your prior plan.
