Wellesley College is pleased to announce that for the 2020-2021 Academic Year we have partnered with Blue Cross Blue Shield of Massachusetts (BCBS) and University Health Plans (UHP) to provide health insurance coverage for our students.
Per Massachusetts State Law, all students including Davis Scholars are required to enroll in the Wellesley College Student Health Insurance Plan or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, Wellesley College students are automatically enrolled in and billed for the Student Health Insurance Plan. To read the details on this law, please click here.
The Annual Student Health Insurance premium is $3,034 for the annual coverage period (8/15/20-8/14/21).
The Wellesley College Student Health Insurance Plan includes a strong nationwide Preferred Provider Organization (PPO) network of providers. The 2020-2021 policy will include the Hospital Choice Cost Sharing benefit feature where hospitals in Massachusetts are grouped into two different cost-sharing levels. When students receive hospital services, the amount they pay out-of-pocket is based on that hospital’s cost-sharing level. Information about the Hospital Choice Cost Sharing benefit can be found by clicking here. For a list of high and low cost-share hospitals, please click here. Please review the plan benefits by selecting the “Benefit Information” option from the navigation menu on the left-hand side of this page.
Students with comparable coverage must complete a waiver form at the beginning of each academic year to have a credit equal to the cost of the insurance charge posted to their bill. If you are covered by your family’s insurance plan, we encourage you to compare the costs, coverage and benefits of the Student Health Insurance Plan to those of your existing plan before making a decision about your health insurance.
NOTE: Not all plans provide adequate coverage. Students with an out of area/out of state HMO, EPO or Medicaid should not waive as these types of plans typically do not provide coverage other than for emergency care when outside of the plan service area. Kaiser and Anthem BCBS are popular out of area plans that do not provide coverage in Massachusetts. For your benefit, a comparison worksheet has been provided for you below. Please review and complete the comparison to confirm your plan’s coverage prior to submitting the waiver form.
International students studying remotely in their home country may submit the waiver form located on the left-hand side of this page and select "International Remote Learning" as their insurance company name unless they are covered by a US health insurance company that provides comprehensive coverage in Massachusetts. All international students in the US will be automatically enrolled in the Student Health Insurance and do not need to take any action.
Should you choose NOT to waive the student health insurance plan, you will be mailed a wallet-sized insurance ID card once you are on campus. This card should be presented when you need medical services. The annual health insurance charge is included in its entirety on your semester bill.
If you do not submit a waiver form by the deadline outlined below, you will be automatically enrolled in the College’s Student Health Insurance Plan and the cost of the health insurance premium will be billed to you. Specific policy information is necessary to complete the waiver form. Please have your current insurance ID card available while completing the waiver form.
Please note, in the event fall 2020 courses are remote due to the COVID-19 pandemic and you submit the waiver form with an out of area plan, it is important that you re-evaluate your health insurance needs when you return to Massachusetts. If your private insurance policy does not extend to Massachusetts for non-emergency care, you must contact University Health Plans at 800-437-6448 or email@example.com to enroll in the Wellesley College student health insurance plan. Emergency only care is not sufficient while living in Massachusetts.
Important information about Health Services provided by Newton-Wellesley Collegiate Health can be found by clicking here.
If you have questions regarding the Student Health Insurance Plan, please contact University Health Plans at 800-437-6448 or via email at firstname.lastname@example.org before submitting the waiver form.
The Annual Waiver Deadline is August 24, 2020.