University of Delaware
STUDENT HEALTH INSURANCE PLAN

Mandatory Students
2017-2018 Academic Year

Dear Students and Parents/Guardians:

Expenses for medical and psychological services beyond those provided on campus, including referrals by the campus services, are the personal responsibility of the student. This is the case even if the expense results from University-sponsored programs such as physical education, field or clinical experiences, and intramural or recreational activities. Such expenses can affect a student’s ability to continue his/her education. Therefore, the importance of having some form of insurance cannot be overemphasized.
 

STUDENT HEALTH INSURANCE PLAN

The 2017-2018 Student Health Insurance Plan (UD Plan) is underwritten by Highmark BlueCross BlueShield of Delaware. This plan provides substantial benefits for Covered Medical Expenses at a reasonable cost. A complete description of benefits can be found under "Benefit Information" on the left side of this page.

We urge you to evaluate the UD Plan, not only based upon the absence of other insurance coverage but as an important supplement to existing insurance coverage providing access to providers in the area surrounding UD. Although many students are adequately covered while home by their parents’ plans, similar coverage in another state cannot be assumed. If you are currently covered by an insurance plan, please have a discussion with your insurance provider regarding differences in your benefits or covered services when in the Newark, Delaware, area.

Mandatory Students

The following students will be required to either purchase the UD Plan or complete an online Waiver Form. These students are categorized as “Mandatory Students”:

  • Undergraduate students registered for 12+ credits;
  • Contracted graduate students (including sustaining);
  • Non-contracted graduate students registered for 9+ credits; and
  • Registered international students on F1, J1 and J2 visas.

 

Fall Semester Mandatory Students who have other comparable coverage and do not want to purchase the UD Plan need to submit an online Annual Waiver Form by September 15, 2017. Students who are not categorized as “Mandatory” in Fall 2017 but are categorized as such in Spring 2018, have other comparable coverage, and do not want to purchase the UD Plan, need to submit an online Spring Waiver Form by February 28, 2018. Click here to read the requirements for comparable coverage.

Eligible students who would like to be enrolled should submit an online Mandatory Student Enrollment Form to expedite the processing of their enrollment. Students who enroll in the UD Plan may also purchase coverage for their eligible dependents by submitting the Dependent Enrollment Form. Dependent premiums must be made in full with a credit card online or with a check or money order by mail. Please refer to the 2017-2018 paper enrollment form for details on deadlines and premium amounts.

Voluntary Students

The following matriculated students may purchase the UD Plan on a voluntary basis during open enrollment periods:

  • Domestic and non-F1/J1/J2 undergraduates taking less than 12 credits;
  • Domestic and non-F1/J1/J2 non-contracted graduate students taking less than 9 credits; and
  • Domestic and non-F1/J1/J2 non-contracted graduate students with sustaining status.

 

To purchase coverage, a Voluntary Student Enrollment Form must be submitted by the deadline applicable to the desired coverage period. Eligible dependents may be added to the UD Plan by submitting the Dependent Enrollment Form at the time of the student’s enrollment. Payments must be made in full with a credit card online or with a check or money order by mail. Please refer to the 2017-2018 paper enrollment forms for details on available coverage periods, deadlines, and premium amounts.

Postdoctoral Fellows

All Postdoctoral Fellows (Post Docs) may purchase coverage for themselves and their eligible dependents by submitting a Post Doc Enrollment Form by the deadline applicable to the desired coverage period. Payment must be made in full with a credit card online or with a check or money order by mail. Please refer to the 2017-2018 paper enrollment form for details on available coverage periods, deadlines, and premium amounts.
 

DENTAL PLAN

The dental plan offered for the 2017-2018 Policy Year is Delta Dental PPO Plan. The enrollment form, premium information, coverage periods, deadlines, complete description of benefits, and participating provider search can be found by clicking "Voluntary Dental Plan” on the left side of this page. Enrollment in this plan is open to all matriculated students, postdoctoral fellows, and their eligible dependents. The dental plan enrollment is completely voluntary and not based on enrollment into the Student Health Insurance Plan.

VISION PLAN

The vision plan offered for the 2017-2018 Policy Year is Davis Vision. The enrollment form, premium information, coverage periods, deadlines, complete description of benefits, and participating provider search can be found by clicking "Voluntary Vision Plan" on the left side of this page. Enrollment in this plan is open to all matriculated students, postdoctoral fellows, and their eligible dependents. The vision plan enrollment is completely voluntary and not based on enrollment into the Student Health Insurance Plan.

Questions about any of these insurance plans should be directed to University Health Plans at info@univhealthplans.com or 800-437-6448.

Sincerely,
Ike Jenkins, MBA, ARM
Director of Risk Management
University of Delaware