All students enrolled at least 3/4 time are required by Massachusetts State law to enroll in the Student Health Insurance or be covered by a health insurance plan with comparable coverage. To ensure compliance with the Massachusetts State Law, matriculated full-time and three-quarter-time Day students enrolled in 9 or more credits are automatically billed for and enrolled in the Student Health Insurance Plan. read the details of this law, click here.
All international students in the U.S. will be automatically enrolled in the Student Health Insurance Plan and do not need to take any action. Please note that the Nichols College Student Health Insurance Plan meets J1/J2 visa requirements.
Please contact University Health Plans at email@example.com to request the International Student Waiver Form if you are covered by a US-filed and approved, ACA (Affordable Care Act) compliant health insurance plan that meets all of the waiver requirements listed below. International students may not waive the SHIP with insurance carriers from outside of the U.S. or foreign National Health Service programs. Please note, health insurance plans marketed solely to international students are often not filed in the US and have exclusions, limited benefits, and/or coverage periods that do not comply with the Massachusetts Student Health Plan Regulations and the Nichols College waiver requirements. These plans can make substantial changes to the benefits because they are not regulated by the Affordable Care Act. To ensure students are waiving with plans that meet all of Nichols’ waiver requirements, plans must be filed and approved in the US to be accepted. ISO, PSI, Student Medicover (United), PGH Global (United), DIANins, GBG Insurance, HDL Global Specialty, Tata AIG, Gouda Travel Insurance, Allianz, AXA Assistance, IMGlobal, Cigna Global, Tokio Marine, Tigerless, and NYIS Insurance are examples of popular companies that do not meet the waiver requirements.
The 2023-2024 Nichols College Student Health Insurance Plan (SHIP) is provided by Blue Cross Blue Shield of Massachusetts. The plan is ACA-compliant and includes access to Blue Cross Blue Shield's national PPO network of providers. Students do not have to select a primary care physician and referrals are not required.
Nichols College has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. University Health Plans can be reached at 833-251-1153 or firstname.lastname@example.org.
Cost and Coverage Periods
|Annual Students||New Spring Students|
|Coverage Dates||8/15/23 - 8/14/24||1/1/24 - 8/14/24|
|Waiver/Enrollment Deadline||July 1, 2023||January 23, 2024|
Students needing coverage should enroll in the SHIP by completing the enrollment form located in the navigation menu on the left-hand side of this page. Although students are automatically charged for the SHIP on their term bill, students will not be automatically enrolled by the College until after the deadline date. Students should enroll as soon as possible to avoid difficulties in accessing their health insurance benefits.
If you are covered by a comprehensive health insurance plan you can opt out of the Nichols College SHIP by completing the waiver form, located in the navigation menu on the left-hand side of this page. Please allow 10-15 business days from the date of your waiver submission for the credit to be reflected on your student bill. Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. To waive, your plan must meet the below requirements:
Qualifying Event Enrollment Process
Students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage. To request the enrollment form and premium quote, please contact University Health Plans at email@example.com
To enroll, you must submit an enrollment form, a letter from your prior insurance company documenting your loss of coverage, and payment within 60 days of the qualifying event. If all items are received by the deadline coverage will be effective as of the first day without coverage under your prior plan.
Student Financial Services
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Phone: 508 213-2288