Principia College

2020-2021 Policy Year

Principia College (Principia) requires that all students have health insurance coverage accepted in the state of Illinois, and therefore, requires students to annually confirm coverage under their existing plan or, if they do not have any existing insurance, obtain such coverage.

For students who do not have health insurance or have not obtained it elsewhere, Principia has contracted with Wellfleet Insurance Company to be the insurance provider and University Health Plans, Inc. (UHP) to administer the plan. The Plan offers a Preferred Provider Organization (PPO) through Cigna and has been designed for Principia students, offering comprehensive health insurance coverage. Details about the Student Health Insurance Plan can be found by selecting “Benefit Information” in the navigation menu on the left-hand side of this page.

Students will automatically be enrolled in and billed for the Principia Student Health Insurance Plan unless a waiver form is submitted showing acceptable coverage. Students must provide a copy of the front and back of their insurance ID cards.

The premium for spring coverage effective January 15, 2021 through August 9, 2021:

  Premium Admin Fee* Total Cost
Student Only: $781 $83 $864

All students must submit their online spring waiver by December 22, 2020 in order to ensure their bill accurately reflects their choice. If they do not have acceptable health coverage or do not complete the waiver by the deadline, they will be required to purchase the Principia Student Health Insurance Plan and will be automatically enrolled and charged on their Principia student account.

If you are currently insured, you may waive enrollment. However, please note the following:

  • Not all plans provide comprehensive coverage in the state of Illinois such as out-of-state Medicaid plans, health share plans, certain HMOs and managed care plans. Be sure to check with your insurance company before waiving.
  • If your plan will end before August 10, 2020 or while you are in school, you must either enroll in the Student Health Insurance Plan within 31 days of your other plan’s end date, or find acceptable coverage elsewhere. You must always be sufficiently insured while considered a student at Principia.
  • You must provide a copy of the front and back of your insurance ID Card. Your waiver is subject to review by Principia and UHP to confirm your waiver eligibility. 
  • International students are automatically enrolled. 

All students need to waive or confirm enrollment in the Student Health Insurance Plan. To waive or enroll, click on the appropriate link, either “Waiver Form” or “Enrollment Form,” in the navigation menu. Complete all required information and click submit. The deadline to waive or enroll for spring coverage is December 22, 2020. If a waiver form is not successfully submitted, then the student will be automatically enrolled in the Student Health Insurance Plan after the deadline date.