Wake Forest School of Medicine
STUDENT HEALTH INSURANCE PLAN

2020-2021 Academic Year

Insurance Requirement

Wake Forest School of Medicine (WFSM) requires that all students have health insurance. WFSM has made arrangements for students and their families to purchase insurance at group rates. Students required to have health insurance will be enrolled in and charged for the Student Health Insurance Plan (SHIP). The annual insurance cost will be split into two charges. Students may opt-out of the SHIP by submitting a waiver form documenting proof of comparable coverage at the start of the academic year. Once the waiver deadline has passed, students cannot opt-out of the insurance plan. 

Before opting out of the student health insurance plan, please check your individual plan to confirm their participation in the local area. View this list of common plans accepted by Wake Forest Baptist. Due to the different physician groups and hospitals within the Wake Forest Baptist system, physician services and hospital services are billed separately. Please remember that health insurance coverage varies, so some services may not be covered.

Plan Highlights

United Healthcare Student Resources provides the 2020-21 Wake Forest School of Medicine Student Health Insurance Plan (SHIP).  The plan is ACA compliant and includes access to United Healthcare's national network of PPO providers. Students do not have to select a primary care physician, referrals are not required.

Wake Forest School of Medicine has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. University Health Plans can be reached at 800-437-6448 or info@univhealthplans.com.

Insurance Cost & Coverage Periods

All rates and plan designs are subject to department of insurance approval

Physician Assistant Students

Coverage Dates 1st Semi-Annual (6/1/20-11/30/20) 2nd Semi-Annual (12/1/20-5/31/21)
Cost $1,894.00 $1,894.00
Deadline July 1, 2020

Medical Students

Coverage Dates 1st Semi-Annual (7/1/20-12/31/20) 2nd Semi-Annual (1/1/21-6/30/21)
Cost $1,894.00 $1,894.00
Deadline August 1, 2020

Graduate, SRNA, and DNP Students

Coverage Dates 1st Semi-Annual (8/1/20-1/31/21) 2nd Semi-Annual (2/1/21-7/31/21)
Cost $1,894.00 $1,894.00
Deadline September 1, 2020

New January Graduate Students

Coverage Dates (1/1/21-7/31/21)
Cost TBD
Deadline February 2, 2021

New May Graduate Students

Coverage Dates (5/1/21-7/31/21)
Cost TBD
Deadline June 1, 2021

Students may purchase coverage for eligible dependents at the same rate as the student by the deadline

Waiver Process

Students covered by a comprehensive health insurance plan in North Carolina can opt-out of the SHIP by completing the waiver form. Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. If you do not submit a waiver form by the deadline stated above, you will be enrolled in the SHIP and responsible for the cost of the insurance plan.

Dependent Enrollment Process

If you are enrolled in the Student Health Insurance Plan, you may also purchase coverage for your eligible dependents by completing the enrollment form in the navigation menu on the left side of this page. You will be prompted to make an online payment with a credit card. 

Qualifying Event Enrollment

Once you waive the SHIP you cannot voluntarily enroll. However, students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage or acquire a new dependent. To request an enrollment form and premium quote, contact University Health Plans at 800-437-6448 or info@univhealthplans.com. You must submit all qualifying event enrollment paperwork and documentation within 30 days of the qualifying event.

Voluntary Dental and Vision Plans

Students and their dependents have the option to voluntarily enroll in the dental and vision plans. The coverage is effective 8/1/2020 - 7/31/2021. Plan benefit, cost, and enrollment deadlines are coming soon.