Health Insurance Requirement
Rowan University requires all full-time students as well as part-time students enrolled in specific programs (see indications in list provided below) to maintain health insurance coverage throughout the academic year. Having a health insurance requirement protects students from unexpected high medical costs and provides them with access to quality care while at school or traveling abroad.
Rowan University automatically enrolls eligible students into the school-sponsored Student Health Insurance Plan (SHIP) each academic year. A waiver is offered to students who already have health insurance coverage on their own or through a parent/guardian, as applicable.
As per University requirements, the following students are required to have health insurance coverage:
Waiver Criteria and Instructions
In order to opt out of the Rowan University Aetna SHIP, the student must agree to maintain health insurance coverage throughout the entire year. Additionally, the insurance plan must provide in-patient and out-patient coverage in the Southern New Jersey Region.
To waive the Rowan University insurance coverage, click on the waiver form link in the left-hand side navigation menu.
The deadlines for waiving insurance are as follows:
Premium and Coverage Periods
|Dates of Coverage||Annual||Dates of Coverage||Spring/ Summer|
|Undergraduate & Graduate||8/1/22 - 7/31/23||$2,450||1/1/23 - 7/31/23||$1,423|
|CMSRU||8/1/22 - 7/31/23||$5,850||N/A||N/A|
|GSBS||8/1/22 - 7/31/23||$5,850||1/1/23 - 7/31/23||$3,398|
The Student Health Insurance Plan will continue to be provided by Aetna Student Health. The plan is ACA compliant and includes access to Aetna's national PPO network of providers. Students do not have to select a primary care physician and referrals are not required. You can view the Plan Design and Benefit Summary located under Benefit Information in the left-hand side navigation menu. In order to keep the premium competitive, the following benefit changes were made for the Undergraduate and Graduate student plan: Deductible increased to $350 preferred care/$700 non-preferred care, Out of Pocket Maximum increased to $7,000 preferred care/$14,000 non-preferred care, and preferred care outpatient Physical Therapy/Occupational Therapy/Speech Therapy changed from $25 copay to 80% coinsurance.
Deductible and Out of Pocket Maximum was not increased for the Cooper Medical, Graduate School of Biomedical Sciences and School of Osteopathic Medicine.
Rowan University has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. University Health Plans can be reached at 833-251-1143 or email@example.com.
Students who waived the plan may be able to enroll in the policy if they experience a Qualifying Life Event. Students should contact University Health Plans at 833-251-1143 within 31 days of their loss of coverage.