Yeshiva University and Cardozo School of Law
STUDENT HEALTH INSURANCE PLAN
Annual Enrollment Form
2025-2026 Academic Year
Important Plan Updates: United Healthcare Student Resources (UHCSR) will provide the 2025-26 Student Health Insurance Plan (SHIP). With any carrier change, there are important things you need to consider as you transition to the new policy:
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Network Access: While many Aetna providers are expected to be in-network with UHCSR, you should confirm your provider’s participation before your next appointment.
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Plan Benefits: The new plan is designed to align closely with Aetna's current benefits and exclusions. However, all claims will be processed according to UHCSR's policy terms and conditions. The in-network member deductible will lower from $600 to $500 and the in-network co-insurance will change from 20% to 25%.
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Prior Authorizations & Prescription Drugs: If you are receiving care or taking medication that requires prior authorization, a new authorization request must be submitted to UHCSR at the beginning of the policy year. Please note that processing may take some time. If you take prescription medication, it's recommended that you refill it early to ensure you have enough on hand while the new authorization is being reviewed.
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Insurance ID Card: All students will need to register with UHCSR and download a new digital ID card.
Although students are automatically charged on their tuition statement for the SHIP, student information is not transferred to United Healthcare Student Resources until after the deadline. Students should submit an enrollment form as soon as possible to avoid difficulties accessing their health insurance benefits.
Students may also enroll their lawful spouse, domestic partner, and dependent children up to age 26. When dependents are enrolled, the dependent premium is paid to UHP via credit card.
Please allow up to 7 days after submitting the enrollment form for the student (and dependent) information to be active in the insurance company's database. Students who do not submit an enrollment or waiver form by the deadline will be enrolled in the SHIP retroactively to the policy effective date and responsible for the insurance premium.
TO CONTINUE THE ENROLLMENT PROCESS, PLEASE FILL OUT THE REQUIRED FIELDS BELOW:
