The 2025-2026 spring waiver form is no longer available. The deadline to waive was 2/10 and students had until 4/30 to appeal if they did not want to remain enrolled and charged in the student health insurance plan.
The 2026-2027 annual waiver form will be available late July.
Before enrolling, we encourage students to compare all other insurance options. The insurance marketplace through www.healthcare.gov offers information for residents about their online marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low-or-no-cost insurance program for qualifying uninsured adults).
Before accessing the enrollment form, read the following and acknowledge the statement below.
Before enrolling, we encourage students to compare all other insurance options. The insurance marketplace through www.healthcare.gov offers information for residents about their online marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low-or-no-cost insurance program for qualifying uninsured adults).
Before accessing the enrollment form, read the following and acknowledge the statement below.
PhD students who have completed their course work and are working on research, a dissertation, exams, etc. are eligible to enroll in the Full-Time Student Health Insurance Plan (SHIP) at the full-time premium rate. Terminal master's students in their final semester who previously enrolled in the SHIP are eligible to enroll in the Full-Time SHIP at the full-time premium rate. (This plan is not to be used by F1, J1 Rutgers sponsored visa students. These students will enroll online on University Health Plans).
The enrollment form can be found under the header "Special Enrollment Forms" here. The enrollment form, once completed by you and signed by your department, must be submitted to insure@rutgers.edu prior to the deadline date for both Fall and Spring semesters. The SHIP premium will be added to your term bill after the enrollment has been completed.
You are enrolling in the SHIP under the Full-Time rate but are still considered Part-Time (PT) based on credits. Even though you have the Full-Time policy, you may incur charges as a PT student at Rutgers Student Health.
Note: You will get an email from UnitedHealthcare StudentResources (UHCSR) with instructions on how to print a card 5-7 business days after UHCSR has received your enrollment. Please call UnitedHealthcare StudentResources directly at 866-599-4427 if you need assistance with this process.
Insured persons may enroll their eligible dependents on University Health Plans. The premium is paid by the insured directly to University Health Plans.
