UNIVERSITY OF MASSACHUSETTS - DARTMOUTH
STUDENT HEALTH INSURANCE PLAN
2021-2022 POLICY YEAR

 

The University of Massachusetts – Dartmouth (UMassD) is pleased to present you with information about our 2021-2022 Student Health Insurance Plan (SHIP), offered in partnership with Blue Cross Blue Shield of Massachusetts.

Student Health Insurance Policy Period, Insurance Fee and Deadlines:

  Policy Period Insurance Fee Waiver/Enrollment Deadline
Annual 08/01/21–07/31/22 $2,905.00 10/12/2021
Spring 01/01/22–07/31/22 $1,711.25 02/28/2022


ELIGIBILITY

Commonwealth of Massachusetts Law requires that all full-time and three-quarter time students attending an institution of higher education in the state of Massachusetts have comprehensive health insurance coverage in the area of the University. To comply with this requirement, the following students who are taking at least one class on campus are eligible for SHIP and automatically enrolled unless a waiver form is submitted by the waiver deadline:

  • Matriculating undergraduate students enrolled in 9 or more credits
  • Matriculating graduate students enrolled in 7 or more credits (Matriculating graduate students taking 6 credits are not automatically enrolled but may contact the Bursar’s Office if interested in enrolling in SHIP.)
  • Matriculating School of Law students enrolled in 9 or more credits

Part-time students are not eligible to enroll.


INTERNATIONAL STUDENTS

All matriculating international students regardless of credit hours will be enrolled in the Student Health Insurance Plan.

If you are covered by an embassy-sponsored health insurance plan and provide the Bursar’s Office with your financial guarantee prior to the waiver deadline, you will not be enrolled in the Student Health Insurance Plan.  

If you are covered by a health insurance plan that is filed and approved in the United States, please contact University Health Plans. The United States health insurance plan must provide Minimum Essential Coverage as defined by the Affordable Care Act, and include the following benefits in the campus area.

  • Unlimited policy maximum
  • Pre-existing condition coverage
  • Non-emergency medical services
  • Mental/behavioral health care
  • Pregnancy and maternity coverage
  • Prescription drug coverage
  • Preventative and wellness services and chronic disease management
  • Repatriation and medical evacuation

 

Please note, health insurance plans marketed solely to international students are generally not filed and approved in the United States and have limited benefits with coverage periods that do not comply with the Massachusetts Student Health Insurance Plan Regulations as well as the University’s health insurance requirements. ISO, PSI, Student Medicover, Tokio Marine, and NYIS Insurance are examples of companies that do not meet the insurance requirements.
 

WAIVER PROCESS

Students who have other comparable coverage that meets the waiver requirements may waive the SHIP by submitting the waiver form by the posted deadline. A new online waiver form must be completed by the deadline each school year. New students who register in Spring must complete an online waiver form by the Spring deadline and then again the following Fall. Students who do not submit the waiver form by the deadline will be automatically enrolled in SHIP. Please be sure to check your plan’s benefits to confirm you have comprehensive coverage in the area of the University before submitting a waiver.

Your health insurance plan must meet the below requirements to waive the Student Health Insurance Plan:

  • Be a US health insurance plan that is filed and approved in the US. Travel insurance and short-term limited duration plans are not accepted
  • Provide coverage for the entire policy year (8/1/21-7/31/22) with no break in coverage. 
  • Comply with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
    • Provide an unlimited policy maximum
    • Include coverage for pre-existing conditions
    • Provide emergency and non-emergency care in the area of the University
       

ENROLLMENT PROCESS

Eligible students will not be automatically enrolled in the SHIP until after the posted waiver deadline. To expedite the processing of your enrollment in SHIP you may submit the online enrollment form found in the navigation menu on the left hand side of this page.

Dependent enrollment: Enrolled students may choose to enroll their dependents by submitting the dependent enrollment form found in the navigation menu. The above mentioned deadlines apply.
 

BENEFIT INFORMATION

The student health insurance plan enables students to use services outside Student Health Services. The 2021-2022 Summary of Benefits can be found in the navigation menu on the left hand side of this page under “Benefit Information”. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.

Please contact University Health Plans with any questions regarding The University of Massachusetts-Dartmouth Student Health Insurance Plan.