The University of Massachusetts – Dartmouth (UMassD) is pleased to present you with information about our 2022-2023 Student Health Insurance Plan (SHIP), offered in partnership with Blue Cross Blue Shield of Massachusetts.
|Important Update for Fall 2022 and Spring 2023 Health Insurance Charges|
Commonwealth of Massachusetts Law requires that all full-time and three-quarter time students attending an institution of higher education in the state of Massachusetts have comprehensive health insurance coverage in the area of the University. To comply with this requirement, eligible students for the 2022-2023 academic year will be automatically charged for and enrolled in the SHIP unless a waiver form is submitted by the waiver deadline.
The following students who are taking at least one class on campus are eligible for SHIP:
Part-time study, independent study, internet classes and television (TV) courses may not fulfill the eligibility requirements that the covered student actively attends classes. Students taking only on-line classes are not eligible for school insurance.
The annual insurance fee will be split into two charges.
Important: In order to remain insured for both fall and spring semesters, students must be registered for both semesters and must maintain the required number of credits. Students who are not registered for spring or are not registered for enough credits for spring semester will be removed from the SHIP as of January 1, 2023.
|Coverage Period||Insurance Fee||Waiver/Enrollment Deadline|
|Annual (charged in two installments)||08/01/22–07/31/23||$3,076||10/11/2022|
|*Fall Only Installment||08/01/22-12/31/22||$1,305||10/11/2022|
|*Returning Spring Installment||01/01/23-07/31/23||$1,771||not eligible to submit form|
|New Spring Student||01/01/23-07/31/23||$1,811||2/27/23|
Students who have other comparable coverage that meets the waiver requirements may waive the SHIP by submitting the waiver form by the posted deadline.
Your health insurance plan must meet the below requirements to waive the Student Health Insurance Plan:
A new online waiver form must be completed by the deadline each school year. A waiver form completed in the fall semester will be automatically applied to your student account for the spring semester of the same school year. No additional action is necessary in the spring.
If a student elects coverage under the SHIP in the fall, coverage will automatically continue in the spring semester as long as the student is registered in the spring.
SHIP coverage will terminate at the end of the fall coverage period if;
(1) The student graduates at the end of fall 2022 semester;
(2) The student does not return as a registered student for spring 2023 semester: or
(3) The student does not maintain sufficient credits in the spring 2023
All adjustments for spring insurance eligibility will be determined after the spring 2023 Add/Drop deadline date.
Students who waive for fall semester will not have the opportunity to enroll at a later date unless they experience an eligibility qualifying life event. Please contact University Health Plans regarding qualifying event eligibility.
Students who miss the fall waiver deadline are responsible for the fall insurance charge. Students who miss the fall waiver deadline and return as eligible students for spring semester will be automatically charged the returning spring student insurance fee and will not be provided access to the spring waiver form. The spring waiver form will be available for new spring students only. Returning spring students with questions regarding eligibility to cancel coverage for spring semester will need to University Health Plans at email@example.com or 1-833-251-1124 to determine eligibility.
Eligible students will not be automatically enrolled in the SHIP until after the posted deadline. To expedite the processing of your enrollment in SHIP you may submit the online enrollment form found in the navigation menu on the left hand side of this page.
Dependent enrollment: Enrolled students may choose to enroll their dependents by submitting the dependent enrollment form found in the navigation menu. The above mentioned deadlines apply.
All matriculating international students regardless of credit hours will be enrolled in the Student Health Insurance Plan.
If you are covered by an embassy-sponsored health insurance plan and provide the Bursar’s Office with your financial guarantee prior to the waiver deadline, you will not be enrolled in the Student Health Insurance Plan.
If you are covered by a health insurance plan that is filed and approved in the United States, please contact University Health Plans. The United States health insurance plan must provide Minimum Essential Coverage as defined by the Affordable Care Act, and include the following benefits in the campus area.
Please note, health insurance plans marketed solely to international students are generally not filed and approved in the United States and have limited benefits with coverage periods that do not comply with the Massachusetts Student Health Insurance Plan Regulations as well as the University’s health insurance requirements. ISO, PSI, Student Medicover, Tokio Marine, and NYIS Insurance are examples of companies that do not meet the insurance requirements.
The student health insurance plan enables students to use services outside Student Health Services. The 2022-2023 Summary of Benefits can be found in the navigation menu on the left hand side of this page under “Benefit Information”. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.
Please contact University Health Plans with any questions regarding The University of Massachusetts-Dartmouth Student Health Insurance Plan.