Massachusetts College of Liberal Arts (MCLA) is pleased to present you with information about our 2023-2024 Student Health Insurance Plan (SHIP), offered in partnership with Blue Cross Blue Shield of Massachusetts.
Student Health Insurance Policy Period, Rates and Deadlines:
|Policy Period||Insurance Fee||Deadline|
|Annual||08/01/23–07/31/24||$3,779||extended to 8/24/2023|
In accordance with Massachusetts State Law, MCLA requires all undergraduate students registered in at least 9 credits and all graduate students registered in at least 7 credits to participate in the Student Health Insurance Plan unless proof of comparable coverage is provided. International students with a J-1 VISA are required to enroll in the Student Health Insurance Plan.
All eligible students must complete an online waiver or enrollment form by the posted deadline.
The process is an annual one. A waiver or enrollment form must be submitted each academic year to ensure that students have sufficient health insurance coverage while in attendance at the college.
To waive the SHIP your health insurance plan must meet the below requirements:
1. Be a US health insurance plan that is filed and approved in the US.
Please note that the following are NOT considered comparable coverage and are NOT eligible for a waiver of the MCLA Student Health Insurance Plan:
2. Provide coverage for the entire policy year with no break in coverage.
3. Comply with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
4. Provide access to comprehensive coverage (including the below) and providers reasonably accessible in the MCLA area:
Make sure you have a copy of your current health insurance card, as this card contains the information you will need to complete the waiver.
Completion of the on-line enrollment or waiver form is required annually. Waivers will not be accepted after the specified deadline. Please allow 3-5 business days from the date of your waiver submission for the credit to be reflected on your student bill.
Eligible students who fail to complete the on-line waiver form by the deadline date listed above will be automatically enrolled in the Student Health Insurance Plan for the entire policy year and will be billed accordingly. Waivers will not be accepted after the deadline. To expedite the processing of your enrollment in SHIP prior to the deadline, you must confirm enrollment by submitting the online enrollment form found in the navigation menu on the left side of this page. Your eligibility will be confirmed by the school once the tuition bill including the insurance fee has been paid.
You will receive a confirmation once you have successfully completed the waiver or enrollment process. Please retain this information. If you do not receive a confirmation, you will need to correct any errors and re-submit. If you have any questions, please contact University Health Plans at 1-833-251-1709.
The 2023-2024 Summary of Benefits is available in the navigation menu on the left hand side of this page under “Benefit Information”. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.