St. John's University
Student Health Insurance Plan
St. John’s University is pleased to make available a Student Health Insurance Program for its students.
All registered undergraduate and graduate students are eligible to enroll in the Student Health Insurance Plan. All eligible Resident Students are automatically enrolled in the plan unless they can provide evidence of equivalent coverage satisfactory to St. John’s University.
FAILURE TO COMPLETE the on-line Waiver Form by the September 9, 2016 deadline for students beginning classes in fall semester and February 8, 2017 for students beginning classes in spring semester, will result in your mandatory purchase of the University’s Student Health Insurance Plan for the 2016-2017 Policy Year, without the possibility of later waiver, refund or cancellation.
To assist you in making an informed decision regarding your health insurance needs, here are some general questions to ask your current health plan to ensure that it provides adequate coverage:
- Does your current health plan provide coverage while in the SJU area? Many HMO plans provide coverage for Emergency Treatment only, while out-of-area of the local HMO.
- Will your current health plan provide coverage as long as you are registered at St. John’s University? Most employer plans drop dependents at a certain age or if a parent has a job change.
- Does your current health plan cover mental health services? Many employer-sponsored plans provide very limited coverage for mental health services.
- Does your current health plan include a nationwide network of Preferred Providers, guaranteeing acceptance of your insurance plan, and reducing your out-of-pocket expenses? Many employer-sponsored plans are managed-care type plans, with a regionally based preferred provider network.
- Does your current health plan include Prescription Drug coverage, and a nationwide network of member pharmacies? Many employer sponsored plans do not provide prescription drug coverage, or only very limited benefits available at certain local pharmacies.
Domestic students: Students who are not living on campus WILL NOT be assessed the insurance charge on their student account. They may add coverage by enrolling on-line (link on left hand side of this page). Enrollment would need to take place by the Fall Semester enrollment deadline date of October 11, 2016 or Spring Semester enrollment deadline date of February 8, 2017.
International Students: Enrollment is mandatory for all International Students with a current passport and student Visa (J-1 or F-1) who are temporarily located outside their home country and are actively engaged in education or educational research activities at St. John’s University. All international students are automatically enrolled in the University’s Student Health Insurance Plan, and may not waive out of it.
DeltaCare Dental: A voluntary dental insurance plan is also available. To access additional information and to enroll in the dental plan click on the “DeltaCare Dental Plan” link on the left hand side of this page.The deadline to enroll in this plan is August 15, 2016.
If you have any questions regarding this policy and its terms, please contact University Health Plans, Inc. at 1-800- 437-6448.