St. John's University
Student Health Insurance Plan

2025-2026 Academic Year
Domestic Students Living OFF Campus

This page is for eligible domesic students living OFF campus only.

• If you are a domestic student living ON campus click HERE
• If you are an international student click HERE.

Each year St. John's University engages in a comprehensive benefit review and premium negotiation process for the Student Health Insurance Plan. After much review and analysis, the plan will continue with Aetna for the 2025-2026 policy year.

ELIGIBILITY

Domestic Students Living OFF Campus - All registered undergraduate and graduate students actively attending classes are eligible to enroll in the Student Health Insurance Plan. Eligible domestic students living off campus will not be assessed the insurance charge on their student account. These students are eligible to enroll voluntarily on-line by submitting the online voluntary student enrollment form by the posted deadline. Internet classes and television (TV) courses do not fulfill the eligibility requirements that the covered student actively attends classes. Students taking only on-line classes are not eligible for school insurance. The University will determine eligibility based on your registration status.

Policy Period, Charges and Deadlines:

ENROLLMENT PROCESS

Eligible domestic students living off campus may enroll voluntarily online by submitting the “Enrollment Form” found in the navigation menu on the left-hand side of this page by the posted deadline. Please note, spring enrollment is for new spring students only. No enrollment will be accepted after the deadline.

Qualifying Event Enrollment: If you have a life changing event (i.e. involuntary loss of coverage) and need to enroll in the insurance plan, you may use the Qualifying Event Enrollment Form in the navigation menu on the left-side of this page. Enrollment must occur within 30 days of the qualifying life event.

Optional Plans: Information about voluntary dental, vision and property insurance is available in the navigation menu on the left-side of this page.
 

BENEFIT INFORMATION

Comprehensive plan documents are available in the navigation menu on the left side of this page. The student health insurance plan enables students to use services outside Student Health Services. Please make sure to review the benefit information and utilize the provider search option in menu of the left-hand side of this page. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.