Please note, with the rising costs of healthcare, and increase in utilization of the Merrimack College student health plan, the following plan changes have been imposed for the 2023-2024 academic year to help keep the insurance premium and the plan a viable option for all students.

• The out-of-pocket maximum will be $9,100 combined for medical and prescriptions
• The in-network co-insurance will be 20%
• In-network urgent care and physician office visits will be a $25 copay
• The emergency room will be a $150 copay
• The prescription drug benefit will be:
  • $10 for Tier 1 medications (generic)
  • $30 for Tier 2 medications (preferred brand)
  • $60 for Tier 3 medications (non-preferred brand)
  • $120 for Tier 4 and Tier 5 medications (specialty drugs)

The Blue Cross Blue Shield Medication Tier Lookup Tool is available online HERE.

Before enrolling, we encourage students to compare all other insurance options. The Massachusetts Health Connector offers information for Massachusetts residents about the online marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low-or-no-cost insurance program for qualifying uninsured adults).

Before accessing the enrollment form, read the following and acknowledge the statements below.

• I understand and have reviewed the plan design changes for 2023-2024.
• I have compared all other insurance options and still choose to enroll in the Merrimack College 2023-2024 student health insurance plan.

I have read and acknowledge the above statements