Salem State University

2020-2021 Academic Year

Student Health Insurance

Massachusetts state law requires that all students enrolled in at least 75 percent of their program’s full-time course load at an institution of higher learning in Massachusetts must participate in a Student Health Insurance Plan (SHIP) or a health insurance plan with comparable coverage. Massachusetts colleges and universities are required to sponsor a health plan for students who do not have health insurance. The Salem State University Student Health Plan is provided by Blue Cross Blue Shield and administered by University Health Plans. A charge is added to a student's account in the fall or spring term based on the criteria mentioned above. 

  Annual Students Newly Eligible Spring Students
Coverage Dates August 1, 2020-July 31, 2021 January 1, 2021-July 31, 2021
Premium $3,306 $1,935
Deadline September 25, 2020 February 26, 2021

IMPORTANT: To comply with state law, students registered for at least 75 percent of their program’s full-time course load MUST either waive out of or enroll in the insurance plan by the deadline above.  

Waive out of the Salem State University Student Health Plan. You will be asked to provide information on your insurance coverage. To be eligible to waive out of the plan, you must be currently enrolled in a health insurance plan with comparable coverage either as a dependent (on parent’s or spouse’s plan) or through a plan you have at your place of employment or have purchased yourself. Please Note: MassHealth Limited, Health Safety Net, and Children’s Medical Security Plan are not acceptable plans. Once information is provided, a credit will be reflected on your account within three business days as a waiver health insurance fee


Enroll online in the Salem State University Student Health Plan. By enrolling online you confirm your acceptance of the plan and your tuition bill will be charged accordingly.  You will be assigned a member id number and your name will be submitted to Blue Cross Blue Shield (BCBS) to be added to the doctor and pharmacy databases. An insurance card will be mailed to you within 10-11 business days. Completing the enrollment form before the deadline expedites your enrollment into the BCBS claims system.

MESSAGE FOR STUDENTS WITH MASSHEALTH: If you are covered by MassHealth (other than MassHealth Limited, Health Safety Net, or Children's Medical Security Plan), you are eligible to waive the student health insurance plan.

If you previously participated in the MassHealth Premium Assistance Program, the program is no longer available and the 2019 – 2020 BCBS plan ends 7/31/2020.  MassHealth is not able to purchase the 2020-2021 student health insurance plan for you. Students with active MassHealth benefits will need to choose an ACO, MCO, or PCC Plan to manage their MassHealth benefits. Additional information can be viewed HERE

Please Note: Salem State Counseling & Health Services provides services to all students regardless of insurance, but some services (such as immunizations and labs) are billed to contracted providers can only be provided to students with a contracted insurance plan. If you plan to seek medical services at Salem State Counseling & Health Services such as immunizations or labs, it is recommended that you choose one of the two contracted ACO plans; Boston Medical Center HealthNet Plan or Allways Health Partners

If you have any questions about health insurance waivers or billing, please contact the Student Navigation Center at For questions about the Salem State University Student Health Plan, please contact University Health Plans at 1.800.437.6448 or counseling and health services at 978.542.6410.