The 2026-2027 waiver form is closed. Eligible students who did not waive have been enrolled and can access their insurance information via the link on the left.
If you have an extenuating circumstance that prevented you from waiving by the deadline, please contact the Student Navigation Center at NavCenter@SalemState.edu for information about a late waiver request.
The waiver form for eligible 2027-2028 students will be available in mid July.
Due to rising healthcare costs and increased use of the plan, the following updates have been made for the 2026-2027 academic year to help keep coverage affordable and sustainable for students.
Students who expect higher out-of-pocket costs may want to compare other coverage options. The Massachusetts Health Connector offers an online marketplace where you can explore plans and see if you qualify for low or no-cost coverage.
Please note, with the rising costs of healthcare, and increase in utilization of the Plan, the following plan change has been made for the 2025-2026 academic year to help keep the insurance premium and the plan a viable option for all students.
If you are enrolling in the SHIP, be sure to familiarize yourself with the Plan prior to receiving services. For specific benefit or claims questions contact Blue Cross Blue Shield of Massachusetts at 1-888-753-6615.
We encourage students anticipating high out-of-pocket costs to compare other insurance options to the SHIP. The Massachusetts Health Connector offers information about their online insurance marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low or no cost insurance program for qualifying uninsured adults).
Please note, with the rising costs of healthcare, and increase in utilization of the Plan, the following plan change has been made for the 2025-2026 academic year to help keep the insurance premium and the plan a viable option for all students.
If you are enrolling in the SHIP, be sure to familiarize yourself with the Plan prior to receiving services. For specific benefit or claims questions contact Blue Cross Blue Shield of Massachusetts at 1-888-753-6615.
We encourage students anticipating high out-of-pocket costs to compare other insurance options to the SHIP. The Massachusetts Health Connector offers information about their online insurance marketplace where you can compare and purchase insurance plans. You may be eligible for a Subsidized Health Plan (a low or no cost insurance program for qualifying uninsured adults).
Students who waived the Student Health Insurance Plan (SHIP) and recently lost their other coverage or moved to the US can contact the Navigation Center at NavCenter@salemstate.edu or 978-542-8000 to request a qualifying event enrollment form. The deadline to complete the enrollment form is 60 days from the qualifying life event.
Students will be asked to provide supporting documentation and the prorated premium will be added to the tuition statement. The first day of coverage in the Salem State SHIP will be the first day without coverage under the prior plan or entry into the US.
The Focused Formulary does not cover GLP-1 medications approved for weight loss, including but not limited to Saxenda, liraglutide, Wegovy, and Zepbound.
GLP-1 medications that are FDA-approved to treat diabetes will continue to be covered.
To search for medications, click HERE.
Step 1: Select the Blue Cross Blue Shield of Massachusetts Formulary.
Step 2: Search for your medication by name and select the 5-Tier Plan.
