Massachusetts College of Art and Design (MassArt) is pleased to present you with information about our 2022-2023 Student Health Insurance Plan (SHIP), offered in partnership with Blue Cross Blue Shield of Massachusetts.
Plan Change For 2022-2023: The out-of-pocket maximum will increase to $8,700 for combined medical and prescription expenses. The prescription drug copayments will change to a 5-Tier Plan: Tier 1: $10 copay, Tier 2: $20 copay, Tier 3: $30 copay, Tier 4: 30% coinsurance, Tier 5: 30% coinsurance. Use the Prescription Info link on the left to determine your mediation's tier.
Massachusetts state law requires all full-time students enrolled in a degree-granting program in the state to participate in a qualifying student health insurance program or be enrolled in a health care plan with comparable coverage. To comply with this law, all MassArt undergraduate and graduate students taking 9 or more credits MUST either waive or enroll in the MassArt Student Health Insurance Plan online. Students taking less than 9 credits are not eligible for the MassArt Student Health Insurance Plan.
This is an annual process, and a waiver or enrollment form must be submitted each academic year to ensure that students have sufficient health insurance coverage while in attendance at the college. International students are required to enroll in the Student Health Insurance Plan.
Student Health Insurance Policy Period, Rates and Deadlines:
|Policy Period||Insurance Fee||Deadline|
|Annual||08/01/22–07/31/23||$3,663||extended to 10/16/2022|
To waive the SHIP your health insurance plan must meet the below requirements:
1. Be a US health insurance plan that is filed and approved in the US.
Please note that the following are NOT considered comparable coverage and are NOT eligible for a waiver of the MassArt Student Health Insurance Plan:
2. Provide coverage for the entire policy year with no break in coverage.
3. Comply with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
Eligible students who fail to complete the on-line waiver form by the deadline date listed above will be automatically enrolled in the Student Health Insurance Plan for the entire policy year, and will be billed accordingly. Waivers will not be accepted after the deadline. To confirm enrollment in the SHIP and expedite the processing you must submit the online enrollment form found in the navigation menu. Your enrollment will be confirmed by the school once the tuition bill including the insurance fee has been paid. To discuss payment you must contact the MassArt Business Office.
The 2022-2023 Summary of Benefits will be available in the navigation menu on the left hand side of this page under “Benefit Information” in early June 2022. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.
Please contact University Health Plans at 1-833-251-1710 or firstname.lastname@example.org with any questions regarding the Massachusetts College of Art & Design Student Health Insurance Plan.