Massachusetts College of Art and Design
Student Health Insurance Program
2019-2020 Academic Year
Massachusetts state law (see Mass.gov website for further details) requires all full-time students enrolled in a degree-granting program in the state to participate in a qualifying student health insurance program or be enrolled in a health care plan with comparable coverage. To comply with this law, all MassArt undergraduate and graduate students taking 9 or more credits MUST either waive or enroll in the MassArt Student Health Insurance Plan online. This is an annual process, and a waiver or enrollment form must be submitted each academic year to ensure that students have sufficient health insurance coverage while in attendance at the college. International students are required to enroll in the Student Health Insurance Plan.
The MassArt Student Health Insurance Plan for the 2019-2020 Policy Year is through Blue Cross Blue Shield of Massachusetts. The annual premium is $3,444 and is effective from August 1, 2019 through July 31, 2020. The spring premium for newly registered students is $2,016 and is effective from January 1, 2020 through July 31, 2020. For more information about the plan benefits, click on the "Brochure" link on the left of this page.
All students taking 9 or more credits for the Fall 2019 semester MUST either waive or enroll in the MassArt Student Health Insurance Plan by doing the following no later than the extended deadline of October 4, 2019.
All newly registered spring students taking 9 or more credits for the Spring 2020 semester MUST either waive or enroll in the MassArt Student Health Insurance Plan by doing the following no later than the deadline of February 24, 2020.
- Waive out of the MassArt Student Health Insurance Plan online by selecting the "WAIVER FORM" link on the left side of this page. You will be asked to provide information about your insurance coverage. This is the only way to waive the school insurance plan and thus remove the annual charge of $3,444 from your student bill. The earlier you waive, the sooner the insurance charge will be removed from your student bill.
- Enroll in the MassArt Student Health Insurance Plan online by selecting the "ENROLLMENT FORM" link on the left side of this page. By submitting the online enrollment form, you confirm your acceptance of the plan and expedite the processing of your insurance card. You may review the plan benefits by clicking on the "Brochure" link on the left of this page
- MassHealth Premium Assistance: If you are covered by MassHealth (other than Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan), you are required to submit a MassHealth Premium Assistance (MHPA) Application which is part of the annual waiver form. To see if you are eligible for the MHPA program, select the Waiver Form link and follow the prompts. If you are approved you will be enrolled in the SHIP and have the premium paid by MassHealth Premium Assistance and the charge removed from your tuition bill. Additional information about this program is available in the navigation menu to the left.The benefits include access to a larger network of in-state providers as well as out-of-state and out-of-country coverage.
The MassHealth Premium Assistance program for students is not voluntary. If you are eligible for Premium Assistance, then you are expected to complete this process. If you fail to complete the form and therefore not enroll in SHIP you may lose your MassHealth benefits. To see if you’re eligible, select the Waiver Form link and follow the prompts.
Please note that the following students are not eligible to use this online waiver system:
- International Students with foreign-based insurance carriers must purchase the MassArt Student Health Insurance Plan and may not waive
- International students with insurance plans such as ISO, PSI and Student Medicover (these plans are not ACA compliant, are not filed in the US and are not eligible for a waiver.)
- Travel insurance and short-term limited duration plans are not accepted.
- Students with coverage under a plan that is not filed and approved in the US and is not ACA compliant.
- Students with Health Safety Net, MassHealth Limited, and Children's Medical Security Plan may not waive as these are not considered adequate health coverage.
- Undergraduate and graduate students taking less than 9 credits are not eligible for the MassArt Student Health Insurance Plan and therefore need not waive (nor can they enroll)
University Health Plans is available to assist with the waiver/enrollment process, and also answer general insurance plan questions. To speak with a representative, please call (800) 437-6448 or send an email to firstname.lastname@example.org. If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615.