Massachusetts College of Art and Design
Student Health Insurance Program

2021-2022 Academic Year

Massachusetts College of Art and Design (MassArt) is pleased to present you with information about our 2021-2022 Student Health Insurance Plan (SHIP), offered in partnership with Blue Cross Blue Shield of Massachusetts.


Massachusetts state law requires all full-time students enrolled in a degree-granting program in the state to participate in a qualifying student health insurance program or be enrolled in a health care plan with comparable coverage. To comply with this law, all MassArt undergraduate and graduate students taking 9 or more credits MUST either waive or enroll in the MassArt Student Health Insurance Plan online. Students taking less than 9 credits are not eligible for the MassArt Student Health Insurance Plan.

This is an annual process, and a waiver or enrollment form must be submitted each academic year to ensure that students have sufficient health insurance coverage while in attendance at the college. International students are required to enroll in the Student Health Insurance Plan.

Student Health Insurance Policy Period, Rates and Deadlines:

  Policy Period Insurance Fee Deadline
Annual 08/01/21–07/31/22 $3,504.00 extended to 10/15/2021
New Spring 01/01/22–07/31/22 $2,050.25 2/28/2022


To waive the SHIP your health insurance plan must meet the below requirements:

1. Be a US health insurance plan that is filed and approved in the US.

Please note that the following are NOT considered comparable coverage and are NOT eligible for a waiver of the MassArt Student Health Insurance Plan:

  • Students with coverage from insurance carriers outside the United States or coverage by foreign National Health Insurance programs. 
  • International student insurance plans such as ISO, PSI and Student Medicover (these plans are not ACA compliant, are not filed in the US and are not eligible for a waiver.)
  • Students with a health insurance plan, such as out of state HMO and EPO plans, that provides coverage through a closed network of providers not reasonably assessable in the area where the student attends school, for all but emergency services
  • Students with a Health Safety Net, MassHealth Limited, or Children’s Medical Security Plan.
  • Travel insurance and short-term limited duration plans are not accepted.

2. Provide coverage for the entire policy year with no break in coverage. 

3. Comply with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:

  1. Provide an unlimited policy maximum
  2. Include coverage for pre-existing conditions
  3. Provide emergency and non-emergency care in the area of the College.


Eligible students who fail to complete the on-line waiver form by the deadline date listed above will be automatically enrolled in the Student Health Insurance Plan for the entire policy year, and will be billed accordingly. Waivers will not be accepted after the deadline. To confirm enrollment in the SHIP and expedite the processing you must submit the online enrollment form found in the navigation menu. Your enrollment will be confirmed by the school once the tuition bill including the insurance fee has been paid. To discuss payment you must contact the MassArt Business Office.


The 2021-2022 Summary of Benefits will be available in the navigation menu on the left hand side of this page under “Benefit Information” in early summer 2021. It is your responsibility to understand the nature and scope of benefits and limitations as well as to abide by posted deadlines.

Please contact University Health Plans at 1-833-251-1710 or with any questions regarding the Massachusetts College of Art & Design Student Health Insurance Plan.