Brandeis University
STUDENT HEALTH INSURANCE PLAN

2018-2019 Academic Year

Brandeis University is pleased to announce that for the 2018-2019 Academic Year we have teamed up with Blue Cross Blue Shield of Massachusetts (BCBS) and University Health Plans (UHP) to provide health insurance coverage for our students. The insurance coverage is through BCBS with UHP providing administrative support for the waiver and enrollment forms, and customer service for general insurance questions.

Undergraduate and Graduate Students will be offered the same BCBS plan design, but will continue to have different premiums due to plan utilization. The Brandeis Student Health Insurance Plan will remain the same as the 2017-2018 Plan.

The Brandeis Student Health Insurance Plan includes a strong nationwide Preferred Provider Organization (PPO) network of providers. Highlights of the Student Health Insurance Plan include no deductible, $20 office visit copay, $50 ER copay, no copay for labs and x-rays, and 100% coverage for preventative care and hospitalizations.

Spring Student Health Insurance Policy Period and Premiums:

Policy Period:                         01/01/2019 - 08/14/2019
Undergraduate Premium:      $1,248
Graduate Premium:                $2,175


All students enrolled in 9 or more credits are required by Massachusetts State law to enroll in the Student Health Insurance Plan (SHIP) or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, students are automatically billed for the SHIP, unless a waiver form is completed before the deadline date of January 15, 2019. Students must either complete the waiver or enroll in the SHIP each year.

To waive the Student Health Insurance Plan and report your own insurance:

  • The policy must be a US health insurance plan that is filed and approved in the US
  • The policy must provide coverage for the entire academic year (8/15/18-8/14/19) with no break in coverage. Travel insurance and short-term limited duration plans are not accepted
  • The policy must be in full compliance with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
    • The policy must provide an unlimited policy maximum
    • The policy cannot have a pre-existing condition limitation
    • The policy must provide emergency and non-emergency local coverage in Waltham
    • The policy must provide an unlimited maximum for mental/behavioral health care for inpatient and outpatient services

Domestic Student Enrollment/Waiver Process

Students who have an insurance plan that meets the above standards may select to waive the Student Health Insurance Plan by completing the waiver form located in the left navigation menu of this page. Students who would like to enroll in the Student Health Insurance Plan may complete the enrollment form located in left navigation menu of this page. Although students are automatically charged for the Student Health Insurance Plan in November, students will not be automatically enrolled in the Student Health Insurance Plan by the University until after the deadline date. Students should enroll as soon as possible to avoid difficulties in accessing their health insurance benefits. 

International Student Enrollment/Waiver Process

All international students at Brandeis are automatically enrolled in the Student Health Insurance and do not need to take any action. International students do not have access to the online waiver form.

Please note, health insurance plans marketed solely to international students are often not filed in the U.S., have limited benefits and/or coverage periods that do not comply with the Massachusetts Student Health Plan Regulations and the Brandeis University waiver requirements. ISO, PSI and Student Medicover are examples of companies that do not meet the waiver requirements but market their plans to international students.

Please contact University Health Plans at (800) 437-6448 if you are covered by a U.S. health insurance plan that meets waiver requirements listed above. Please note that that the Brandeis Student Health Insurance Plan meets J1/J2 visa requirements.

The Brandeis University Health Center and its Student Health Advisory Committee have developed a Health Coverage Worksheet to help with comparisons between the Student Health Insurance Plan and other options you may have.  You may need to purchase a rider, additional coverage, or the Student Health Insurance Plan. It is important for you to consider that plans with high deductibles and coinsurances place you at risk for incurring significant out of pocket expenses well beyond the cost of the Student Health Insurance Plan.

UHP is available to manage the enrollment and answer general questions about the insurance plan. To speak with a representative, please call (800) 437-6448 or send an email to info@univhealthplans.com. If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615. If you have questions about your tuition bill, please contact the Office of Student Financial Services at 781-736-3700 or visit their website at www.brandeis.edu/SFS.

IMPORTANT INFORMATION FOR NEW STUDENTS

Students arriving for their first semester at Brandeis, returning to the University for a new degree, or reenrolling after a leave of absence are required to complete Health Records for the Brandeis Health Center by December 1, 2018. This is required by Massachusetts State Regulations and incomplete records may result in a registration hold. Please visit the Brandeis Health Center web page or call 781-736-3677 if you have any questions about this process. 

IMPORTANT INFORMATION FOR STUDENTS TAKING A LEAVE OF ABSENCE

A. Taking a leave of absence within 31 days after the start of classes:

You are not eligible for the Brandeis Student Health Insurance Plan. Should you use your insurance prior to going on leave, you will be responsible for the full amount charged for care as your insurance will be retroactively terminated. For students starting in the fall the plan will be termed back to the effective date of the plan, which is 8/15/18. For students starting the spring the plan will be termed back to the effective date of the spring plan, which is 1/1/19.

B. Taking a leave of absence after 31 days after the start of classes:

You are eligible to remain enrolled in the Brandeis Student Health Insurance Plan, if you are enrolled in the plan at the time you take a leave of absence.