Brandeis University
STUDENT HEALTH INSURANCE PLAN

2021-2022 Academic Year

All students enrolled in 9 or more credits are required by Massachusetts State law to enroll in the Student Health Insurance Plan (SHIP) or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, students are automatically billed for the SHIP, unless a waiver form is completed before the deadline. Students must either complete the waiver or enrollment form each year.

Plan Highlights

The Brandeis University SHIP includes a strong nationwide Preferred Provider Organization (PPO) network of providers. Highlights of the SHIP include no deductible, $20 office visit copay, $75 ER copay, no copay for labs and x-rays, and 100% coverage for preventative care and inpatient hospitalizations.

Brandeis has partnered with University Health Plans to administer the plan and help with waiver, enrollment, or benefit-related questions. University Health Plans can be reached at 800-437-6448 or info@univhealthplans.com.

Cost and Coverage Periods

  Annual Students Spring Students
Coverage Dates 8/15/21 - 8/14/22 1/1/22 - 8/14/22
Insurance Cost $3,509 $2,186
Waiver/Enrollment Deadline July 1, 2021 December 6, 2021


Waiver/Enrollment Process

If you are covered by a comprehensive health insurance plan you can opt-out of the Brandeis University SHIP by completing the waiver form, located in the left-hand side navigation menu. Before waiving, compare the cost, coverage, and benefits of the SHIP to your existing plan. Please consider the following:

  • Your plan must provide access to doctors, specialists, hospitals, labs, pharmacies, and behavioral health providers in the Brandeis University campus area. 
  • The policy must be a US health insurance plan that is filed and approved in the US and ACA (Affordable Care Act) compliant. Travel insurance and short-term limited duration plans are not accepted.
  • Out-of-state Medicaid and many HMO or EPO plans do not provide out-of-network coverage. Urgent or emergency-only coverage does not meet the SHIP requirements.

If you do not submit a waiver form by the waiver deadline above, you will be enrolled in SHIP and responsible for the premium. 

Students who would like to enroll in the SHIP can complete the enrollment form located in the left-hand side navigation menu. Although students are automatically charged for the SHIP in July, students will not be automatically enrolled by the University until after the deadline date. Students should enroll as soon as possible to avoid difficulties in accessing their health insurance benefits. 


International Students

All international students in the U.S. will be automatically enrolled in the Student Health Insurance Plan and do not need to take any action. Please note that the Brandeis Student Health Insurance Plan meets J1/J2 visa requirements. 

Please contact University Health Plans at info@univhealthplans.com if you are covered by a U.S. health insurance plan that meets all of the waiver requirements listed above. Please note, health insurance plans marketed solely to international students are often not filed in the U.S., have limited benefits and/or coverage periods that do not comply with the Massachusetts Student Health Plan Regulations and the Brandeis University waiver requirements. ISO, PSI, Student Medicover, and NYIS Insurance are examples of companies that do not meet the waiver requirements.

Qualifying Event Enrollment Process

Students who waived the SHIP may qualify for special enrollment rights if they incur an involuntary loss of other coverage. To request an enrollment form and premium quote, contact University Health Plans at 800-437-6448 or info@univhealthplans.com

To enroll, you must submit an enrollment form, letter from your prior insurance company documenting your loss of coverage, and payment within 60 days of the qualifying event. If all items are received by the deadline coverage will be effective as of the first day without coverage under your prior plan.

IMPORTANT INFORMATION FOR NEW STUDENTS

Students arriving for their first semester at Brandeis, returning to the University for a new degree, or re-enrolling after a leave of absence are required to complete Health Records for the Brandeis Health Center. This is required by Massachusetts State Regulations and incomplete records may result in a registration hold. Please visit the Brandeis Health Center web page or call 781-736-3677 if you have any questions about this process. 

IMPORTANT INFORMATION FOR STUDENTS TAKING A LEAVE OF ABSENCE

A. Taking a leave of absence within 31 days after the start of classes:

You are not eligible for the Brandeis University Student Health Insurance Plan. Should you use your insurance prior to going on leave, you will be responsible for the full amount charged for care as your insurance will be retroactively terminated. For students starting in the fall, the plan will be terminated back to the effective date of the plan, which is 8/15/21. For students starting the spring, the plan will be terminated back to the effective date of the spring plan, which is 1/1/22.

B. Taking a leave of absence after 31 days after the start of classes:

You are eligible to remain enrolled in the Brandeis University Student Health Insurance Plan if you are enrolled in the plan at the time you take a leave of absence.