Brandeis University is pleased to announce that for the 2020-2021 Academic Year we have teamed up with Blue Cross Blue Shield of Massachusetts (BCBS) and University Health Plans (UHP) to provide health insurance coverage for our students. The insurance coverage is through BCBS with UHP providing administrative support for the waiver and enrollment forms, and customer service for general insurance questions.
The Brandeis University Student Health Insurance Plan includes a strong nationwide Preferred Provider Organization (PPO) network of providers. Highlights of the Student Health Insurance Plan include no deductible, $20 office visit copay, $75 ER copay, no copay for labs and x-rays, and 100% coverage for preventative care and inpatient hospitalizations.
Annual Student Health Insurance Policy Period and Premiums:
Policy Period: 08/15/2020 - 08/14/2021
Student Premium: $3,395
All students enrolled in 9 or more credits are required by Massachusetts State law to enroll in the Student Health Insurance Plan (SHIP) or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, students are automatically billed for the SHIP, unless a waiver form is completed before the deadline. The waiver deadline has been extended to September 15, 2020. Students must either complete the waiver or enrollment form each year.
To waive the Student Health Insurance Plan and report your own insurance:
Domestic Student Enrollment/Waiver Process
Students who have an insurance plan that meets the above waiver requirements may elect to waive the Student Health Insurance Plan by completing the waiver form located in the left navigation menu of this page. Students who would like to enroll in the Student Health Insurance Plan may complete the enrollment form located in the left navigation menu of this page. Although students are automatically charged for the Student Health Insurance Plan in July, students will not be automatically enrolled in the Student Health Insurance Plan by the University until after the deadline date. Students should enroll as soon as possible to avoid difficulties in accessing their health insurance benefits.
Please note, in the event fall 2020 courses are remote due to the COVID-19 pandemic and you submit the waiver form with an out of area plan, it is important that you re-evaluate your health insurance needs when you return to Massachusetts. If your private insurance policy does not extend to Massachusetts for non-emergency care, you must contact University Health Plans at (800) 437-6448 or firstname.lastname@example.org to enroll in the Brandeis University student health insurance plan. Emergency only care is not sufficient while living in Massachusetts.
International Student Enrollment/Waiver Process
International students who are not going to be in the U.S. until January 2021 can complete the International Student Fall Waiver Form on the left-hand side of this page to defer the insurance reporting obligation to the Spring.
All international students in the U.S. will be automatically enrolled in the Student Health Insurance Plan and do not need to take any action. Please note that the Brandeis Student Health Insurance Plan meets J1/J2 visa requirements. Please contact University Health Plans at (800) 437-6448 if you are covered by a U.S. health insurance plan that meets all of the waiver requirements listed above. Health insurance plans marketed solely to international students are often not filed in the U.S., have limited benefits and/or coverage periods that do not comply with the Massachusetts Student Health Plan Regulations and the Brandeis University waiver requirements. ISO, PSI, Student Medicover, and NYIS Insurance are examples of companies that do not meet the waiver requirements.
UHP is available to manage the enrollment and waiver process and answer general questions about the insurance plan. To speak with a representative, please call (800) 437-6448 or send an email to email@example.com. If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615. If you have questions about your tuition bill, please contact the Office of Student Financial Services at (781) 736-3700 or visit their website at www.brandeis.edu/SFS.
IMPORTANT INFORMATION FOR NEW STUDENTS
Students arriving for their first semester at Brandeis, returning to the University for a new degree, or re-enrolling after a leave of absence are required to complete Health Records for the Brandeis Health Center by July 15, 2020. This is required by Massachusetts State Regulations and incomplete records may result in a registration hold. Please visit the Brandeis Health Center web page or call (781) 736-3677 if you have any questions about this process.
IMPORTANT INFORMATION FOR STUDENTS TAKING A LEAVE OF ABSENCE
A. Taking a leave of absence within 31 days after the start of classes:
You are not eligible for the Brandeis University Student Health Insurance Plan. Should you use your insurance prior to going on leave, you will be responsible for the full amount charged for care as your insurance will be retroactively terminated. For students starting in the fall, the plan will be terminated back to the effective date of the plan, which is 8/15/20. For students starting the spring, the plan will be terminated back to the effective date of the spring plan, which is 1/1/21.
B. Taking a leave of absence after 31 days after the start of classes:
You are eligible to remain enrolled in the Brandeis University Student Health Insurance Plan if you are enrolled in the plan at the time you take a leave of absence.